1. WELCOME TO An accredited Agency Franchise Division of 16th November 2012

2. BASSADIEN DAVIDS (Executive Financial Advisor) SHAHIEDA DAVIDS -Executive Personal Assisstant -Procurement ILHAAM SHARIEF -Personal Assistant -Adhoc Duties SALMAAN GIERDIEN -Advisor in training

3.  An accreditted franchise of old mutual  We have a client base of +- 600 clients - Our services have reached as far as: - saudi arabia -zambia -and england  We are very close team - hardworking, approachable and dedicated staff - we have an advisor in the top 10 in south africa A simple signature = a life time commitment

4. -LIFE COVER Greenlight - RETIREMENT PLANING - INVESTMENT PLANNING

5. -Death Benifit Cash payout in the event of death -to settle debt -provides financial safety for your family - Final Expense Benefit Readily available cash to cover Final Expenses -Funeral Expenses -Disability Benefit Pays out in the event of disability -protects your income if you are physically impaired - Severe Illness Benefit pays out 100% in the event of dreaded disease -heart attacks, strokes, cancer

6. - Tax relief on monthly payments - Lump sum payemnt at retirment Tax Free- Up to R300 000 Balance will be taxed between 18-36% 1/3 of your investment in cash The rest will be a monthly pension - Capital is not accessable until age 55 - Save 150 a month or more Start investing up to age 54

7. Retirement Education Pleasure- Holiday Rainy Day Capital Flexibility to add or remove risk protection Flexibilty to change your premium Flexibilty to switch between investment funds Flexibility to access your investments

8. Thank you for attending the Product Seminar by Tel: 021 762 6662Name: Ilhaam Sharief Web Address: www.oldmutual.co.za