1. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 1 URPERA: The Electronic Recording Advisory Committee The Florida Electronic Recording Advisory Committee Carmelo D. Bramante Managing Director CDB Consultancy LLC John L. Jones President Arion Zoe Corp. Co-Authors of the PRIA URPERA Enactment and eRecording Standards Implementation Guide Tallahassee, FL August 20, 2007

2. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 2 Topics ● FL URPERA Electronic Recording Advisory Committee  Provisions  Organization, Staffing and Expertise  Standards Development and Maintenance  “Best Practice” Statements ● Example: KS eRecording Standards 1.0 version

3. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 3 URPERA Legislative Status ● 8 Enactments in 2006: Arizona Delaware District of Columbia Kansas North Carolina Texas Virginia Wisconsin

4. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 4 2007 Bills Pending ● 12 States have introduced URPERA, including: Arkansas (enacted)New Mexico (enacted) ConnecticutNevada(looking good) Florida(enacted)Rhode Island Idaho (enacted)South Carolina (looking good) Illinois(passed)Utah MissouriWashington

5. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 5 FL URPERA Electronic Recording Advisory Committee Provisions

6. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 6 FL URPERA: Provisions ● Chose Alternative A: Electronic Recording Advisory Committee ● FACC designated to provide administrative support ● Altered definition of electronic signature

7. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 7 FL URPERA Electronic Recording Advisory Committee Organization, Staffing and Expertise

8. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 8 ● Industry Stakeholders ● Continuing Existence ● Business and Technical Expertise ● Funding  Volunteerism  Self-funded or Recurring Source  Early Period  Later in the Commission’s Life FL ER Advisory Committee: Organization

9. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 9 Critical Success Factors ● Leadership ● Organization ● Preparation ● Communication Activities ● Inaugural Meeting ● Ongoing FL ER Advisory Committee: Organizational Approach

10. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 10 ● Administrative Support  Organization and Process Oriented  State and local government expertise ● Technological Knowledge  Web or Internet technologies  XML  Security ● Ongoing Support  FACC as staff  Part-time or full-time status  Commissioners’ expertise  Volunteers ● Business ● Technological FL ER Advisory Committee: Staffing and Expertise

11. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 11 FL URPERA Electronic Recording Advisory Committee Standards Development and Maintenance

12. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 12 ● Industry Standards Setting Bodies  Property Records Industry Association (PRIA)  Mortgage Industry Standards Maintenance Organization (MISMO)  Other Organizations (AARTT, LegalXML, REIPA, ABA, NASS, etc.) ● National Standards Setting Bodies  Internet Engineering Task Force (IETF)  Electronic Document Formats, e.g., XHTML, TIF, PDF, DOC, etc.  National Institute of Standards and Technology (NIST)  American National Standards Institute (ANSI)  National Archives and Records Administration (NARA)  World Wide Web Consortium (W3C), e.g., XML, e-signatures, etc.  International Organization for Standardization (ISO) ● State and Local Standards Setting Bodies FL ER Advisory Committee: Standards Resources

13. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 13 FL ER Advisory Committee: Standards Development & Maintenance ● Data  XML  Logical Data Dictionary ● Extending National Data Standards to Address State and Local Data Needs ● Packaging and Routing XML Data ● Data Transmission Alternatives ● Electronic Signatures ● Electronic Document Formats, e.g., SMART Document TM, Intelligent PDF ● Electronic Payment Options, e.g., ACH ● Security  Transactional  Organizational

14. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 14 FL ER Advisory Committee: Develop “Best Practice” Statements ● Address Issues or Concerns Standards Cannot  Electronic Payment Alternatives  Organizational Security, e.g., Counties’ Security Policy  Priority: electronic queue vs. paper queue  Electronic Recording Implementation e.g.,  Portal  Queuing – paper vs electronic documents

15. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 15 FL ER Advisory Committee: To Determine? ● Are standards and “best practice” statements rulemaking under State law? Or does the law already provide for this? ● Do you need Operating Rules? ● Should you develop a Charter? ● Should you draft a “Scope” document or a “priority list” to stay focused? ● Where to get resources? ● Whom to invite to speak or present on topics relevant to the work of the commission or council? ● Do you need workgroups or committees?  What areas or tasks?  Who can participate?

16. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 16 Sources ● PRIA URPERA Enactment and eRecording Standards Implementation Guide @ www.pria.us/newlypublished.htm ● National Conference of Commissioners for Uniform State Laws @ www.nccusl.org ● Mortgage Industry Standards Maintenance Organization @ www.mismo.org

17. NCCUSL URPERA: Enactment & Implementation August 20, 2007 Slide 17 Thank You Carmelo D. Bramante CDB Consultancy LLC 202.441.1396 carmen@cdbconsultancy.com John L. Jones Arion Zoe Corp. 813 254-055 jjones@arionzoe.com