1. Archdiocese of Indianapolis Fiscal Management and Discipleship Conference June 9, 2011 Archdiocesan Deposit and Loan Fund (ADLF)

2. What is ADLF? Established to provide parishes, schools, and archdiocesan agencies with a source for low-cost funding of capital improvements and major renovations. Parishes, schools and agencies fund the ADLF by depositing cash in excess of 90 days of operations

3. ADLF Savings May have multiple savings accounts Deposits made via check or electronic funds transfer Withdrawals made via electronic funds transfer Interest earned and posted monthly

4. ADLF Loans For capital improvements & major renovations 50/50 Policy 3-5 Year Term Variable Interest Prohibited from borrowing funds from any lender other than the ADLF without the express written consent of the Archbishop

5. ADLF Loan Request Worksheet http://www.archindy.org/finance/parish/forms.html 2 page worksheet ◦ Project Cost ◦ Interest Calculation ◦ ADLF Deposits ◦ Parish Cash ◦ Construction Costs Paid ◦ Pledges ◦ Allowance for Uncollectible Pledges 50/50 Policy

6. ADLF Loan Review Committee Subcommittee of Archdiocesan Finance Council Includes members from Finance Council plus some at-large members from the parish community with backgrounds in finance, banking & construction Meet once per quarter Make recommendation to Finance Council Final approval from Archbishop

7. ADLF Interest Variable Rate - Adjusted Quarterly Deposit Rate ◦ Discount Rate less 0.5% Loan Rate ◦ Prime Rate less 0.5% Rates may be adjusted by Archdiocesan Finance Council and are currently adjusted so that deposit rate is not less than 1.0%

8. ADLF Interest Current ADLF Rates (effective 4/1/2011 – 6/30/2011) Deposits: 1.00% Loans: 3.50%

9. ADLF Loan Payments Interest payments required during construction Principal & Interest payments required once construction is complete Monthly payments via electronic funds transfer

10. ADLF Statements DLS Online http://archindy.info/DLS/authenticate.asp User ID & Password obtained from OAS Can view and print transaction detail and statements at anytime Notified via email when month is closed

11. ADLF As of 4/30/2011 ◦ $40.4m Deposit Balance ◦ $39.8m Loan Balance

12. ADLF Forms & Information Archdiocese of Indianapolis Finance Website ◦ http://www.archindy.org/finance/parish/forms.html http://www.archindy.org/finance/parish/forms.html DLS Online ◦ http://archindy.info/DLS/authenticate.asp http://archindy.info/DLS/authenticate.asp Deposit Form ◦ http://www.archindy.org/finance/files/parish/general/ACH%20AD LF%20deposit%20form.pdf http://www.archindy.org/finance/files/parish/general/ACH%20AD LF%20deposit%20form.pdf Withdrawal Form ◦ http://www.archindy.org/finance/files/parish/general/ADLF%20withdr awal%20request%20form.pdf http://www.archindy.org/finance/files/parish/general/ADLF%20withdr awal%20request%20form.pdf ADLF Loan Request Worksheet ◦ http://www.archindy.org/finance/files/parish/general/Loan%20Reques t%20Worksheet%20-%202010%20Update.xls http://www.archindy.org/finance/files/parish/general/Loan%20Reques t%20Worksheet%20-%202010%20Update.xls

13. ADLF Contacts Rene Raychel rraychel@archindy.org (317) 261-3370 Fax forms to (317) 592-4035 Julie Laughlin – Assistant Controller jlaughlin@archindy.org (317) 261-3371