1. STIEL/IPS, Inc. Presents © STIEL/IPS, Inc.

2. STIEL/IPS, Inc.  1982 - Founded as an MIS Consulting Company.  1984 - Offered Custom Programming Solutions.  1990 - Developed a TPA/Group Billing Application for a Non-Profit membership association.  1998 – Reengineered TPA/Group Billing creating a modern, four module TPA Insurance Billing application utilizing Microsoft Access/Visual Basic and SQL Server technology.  March 1999 - Installed newly-engineered TPA Insurance Billing System at the Roman Catholic Diocese of Portland, Maine

3. TPA Insurance Billing  A complete Third-Party Administration (TPA) Insurance Billing system for non-profits, self- insurers and TPA’s  Consists of four (4) integrated modules: Property and Casualty, Worker’s Compensation, Employee Benefits and Pension Billing Administration.  Seamless and automated interface to most popular commercial and fund accounting software packages.

4. Preparing for a Property and Casualty Module Installation  Determine G/L Accounts (A/R) and load Customer Sources  Define Policy Information for Property and Casualty line of business (e.g. Property, General Liability and Vehicles)  Load additional Insurance Carrier, Remittance Addresses, and Company information  Load Billing Rate Factors  Load Properties  Load Vehicles and Equipment

5. Property and Casualty Billing Features  Flexible invoicing cycles; Monthly, Quarterly, Semi-annual and Annual billing for Properties, General Liability, Equipment and Vehicles.  Integrated with most popular commercial and fund accounting Accounts Receivable modules.

6. Property and Casualty Billing

7. Property and Casualty Billing Features  User-defined flexible billing factor matrix.  User-defined rate factors for Customer, Property Type and Individual Properties.  Property data base.  Vehicle and equipment data base.

8. Property Data Base  Complete property description.  User-defined property types  Billing rate factors by Property  Fast property lookups and easy maintenance

9. Vehicle and Equipment Data Base  Complete descriptions for vehicles and capital equipment.  User-defined vehicle and equipment types.  Separate billing rate factors for Vehicles and Equipment.  Fast lookups and easy maintenance.

10. Property Billing Process  Maintain the properties and property Values  Establish the billing factors  Assign Property billing factor to properties.  Assign General Liability billing factor to Customer.  Produce the bills.  Run Account Receivable Edit List.  Post to Accounts Receivable.

11. Employee Benefits Billing Features  User-defined Benefit Plans and Employee Coverage’s.  Multiple Benefit Plans for a Customer.  Multiple Benefit Plans for an Insurance Carrier.  Multiple Coverage’s for a Benefit Plan.

12. Employee Benefits Billing

13. Employee Benefit Features  Date/Coverage-driven billing by customer and individual employee coverage.  Flexible invoicing cycles, typically monthly or quarterly  User-defined capability for offering multiple types of benefit plans; Dental, Vision Care, Group Life, STD, LTD, Prescription Drugs, and AD&D insurance.  Electronic TPA Remittance to the Administrator and/or Insurance Carrier  Employee, Dependent and Physician databases

14. Pension Billing

15. Pension Billing Features  Multiple Pension Plan Administrators.  Multiple Pension Plans for an Administrator.  Date-driven invoicing by customer and individual employee plan.  Electronic TPA Remittance to the Administrator and/or Insurance Carrier.  Integrated Employee database.

16. Technology  Microsoft Access ’97/2000/Visual Basic 6.0.  Microsoft SQL Server 7.0/2000.  Object-oriented design.  Components architecture.  Fully-compatible with Microsoft Office ‘97/2000.  User-defined reports through Microsoft Access Reporting, FrX Reporting and Crystal Reports

17. Workers Compensation Billing – April 2002  Special user-defined billing cycles.  Claims tracking by Customer and employee.  Yearly Customer Statements.  Recurring monthly invoices and payment plan processing

18. Property and Casualty Billing – March 2002  User-defined formulas for premium calculations.  User-defined interest calculations.  Payment plan processing.

19. Advantages  Over 45 years of combined experience in Group Billing and Third-Party Administration systems  Integrated TPA Insurance Billing software, rich in features, easy to learn and simple to operate  Modern design using proven computer technology  Fully-integrated with the more popular commercial and fund accounting solutions