1. BUYING A USED CAR CALM 20

2. So you are ready to buy your 1 st car? What matters to you in a vehicle? http://youtu.be/hrrb-GEcWLY

3. Links Alberta Transportation http://www.transportation.alberta.ca/2829.html In the Drivers Seat https://www.servicealberta.ca/561.cfm CAA Driving Costs Calculator http://caa.ca/car_costs/ CAA Driving Costs http://www.caa.ca/wp- content/uploads/2012/06/CAA_Driving_Cost_English_2013_w eb.pdf http://www.caa.ca/wp- content/uploads/2012/06/CAA_Driving_Cost_English_2013_w eb.pdf

4. Links AMA Insurance Quotes: https://insurance.ama.ab.ca/AutoQuote/info.aspxhttps://insurance.ama.ab.ca/AutoQuote/info.aspx AMA Tips for Buying a Used Car: http://www.ama.ab.ca/automotive/buying-a-used-carhttp://www.ama.ab.ca/automotive/buying-a-used-car Consumer Information: http://www.consumerinformation.ca/eic/site/032.nsf/eng/00630.htmlhttp://www.consumerinformation.ca/eic/site/032.nsf/eng/00630.html Bill of Sale https://www.servicealberta.ca/pdf/mv/REG3126M.pdf

5. Insurance Whenever you get behind the wheel of a car, it is possible that you may cause damage to other people’s property, or injure – or even kill- yourself, other drivers, passengers or pedestrians. Mandatory Insurance Coverage: Most people don’t have the money to pay for the losses (property damage. Injury, death) they might cause while driving, so governments require vehicle owners to carry a certain amount of insurance to cover any losses they might cause others to suffer (Liability).

6. Optional Insurance Coverage: You can also voluntarily purchase additional insurance for your car, including: coverage for damage to your car (collision) or protection against theft, vandalism, and other perils (comprehensive). Information Link: http://www.ibc.ca/on/auto/buying-auto-insurance/how-auto- insurance-premiums/how-cars-measure-up http://www.ibc.ca/on/auto/buying-auto-insurance/how-auto- insurance-premiums/how-cars-measure-up

7. How Insurance is calculated The vehicle’s make, model and production year The driving records of the individuals who may drive the vehicle Where you live

8. Insurance Terms Premium: An insurance premium is the money the policy holder pays to the insurer for financial protection against specific risks for a specific time-span. Deductible: An agreed specified sum to be deducted from the amount of loss and paid by the policy holder. Liability: This is a legally enforceable obligation. Liability insurance pays for the damages or losses suffered by others for which the insured person is legally responsible. Collision Insurance: An optional type of automobile insurance coverage that pays for the cost of repairing the insured vehicle if it is damaged in a collision or upset. Comprehensive Insurance: An item of coverage in an Automobile Physical Damage policy insuring against loss or damage resulting from numerous miscellaneous causes such as fire, theft, windstorm, flood, vandalism, etc., but normally not including loss by collision or upset.

9. Insurance Terms For a complete list of insurance terms refer to: http://www.ibc.ca/en/need_more_info/glossary/A.asphttp://www.ibc.ca/en/need_more_info/glossary/A.asp

10. Registration 1. Get your bill of sale. A valid bill of sale must include the VIN number, seller's name and signature, buyer's name and signature, date, price and payment method, and witness signatures. 2. Get your insurance. The pink slip from your insurance company must be in the same name you would like the car to be registered in. 3. Go to the registry office with all of the above paperwork and some $

11. Unit Project! Worth 20% of your Grade for Independent Living Unit Due Thursday April 23 rd