1. Oklahoma Teens Drivers Guide Sophomore Panther Time November 5, 2010

2. Oklahoma Teen Texting Law Effective November 1 st 2010 Drivers required to “devote their full time and attention to such driving.” Fines $100. Includes all electronic items like GPS & I-Pods Drivers with permits or graduated licenses (teens) prohibited from using a handheld electronic device to talk or to text while the car is in motion.

3. What Does This Mean? You can not text, add a destination to your GPS or change songs on your I-pod while driving. The police do not need another reason to pull you over. You will be ticketed and could lose your Intermediate License. DO NOT TEXT WHILE THE VEHICLE IS IN MOTION!

4. Do you see a motorcycle?

5. Three people lost their lives in this accident.

6. The driver was on her cellphone and did not see the motorcycle.

7. What is an Intermediate License? Oklahoma has a Graduated Driver License (GDL) for young people under the age 17. Oklahoma’s teen drivers have more crashes than any other age group. 25% of 16 year-olds either receive a ticket or are involved in a crash. All 50 states have some version of GDL.

8. Graduated Driver License If you are convicted of a traffic offense with a GDL you will remain at your current GDL until six (6) months from the date of conviction has elapsed. This includes the new convictions under the new Teen Texting Law.

9. Graduated Driver License Chart License TypeDriving Privileges Requirements With Driver Education Requirements Without Driver Education Learner Permit While accompanied by a licensed driver at least 21 years old At least 15 1/2 years old. Must be currently receving instruction in or have completed driver education. At least 16 years old. Must have passed written driving exam. Must have passed vision exam. Intermediate License 5am to 10 pm, unless for activites related to school, church, or work OR any time if accompanied by licensed driver at least 21 years old. 1 passenger OR only people who live in driver's home OR any passenger if accompanied by licensed driver at least 21 years old. Must have a Learner Permit for at least 6 months. Must have had at least 50 hoursr (10 hrs at night) of behind-the- wheel trainging from licensed driver at least 21 years old and licensed for at least 2 years. Must have no traffic convictions on driving record. must have passed driving skills exam. Unrestricted license Unrestricted Must have an intermediate License for at least 6 months. Must have no traffic convictions on driving record OR must be at least 18 years old. Must have passed all driving and vision exams.

10. Graduated Driver License School Requirements: You need documentation that you have taken and passed the required 8th grade Reading Proficiency Test. You need to bring proof that you are currently in school. You'll need to present your Driver's Education green card, a certificate of completion from a commerical driver's school, or a Parent-taught Driver's Education Course approved by the Department of Safety.

11. Insurance Requirements $25,000 Bodily Injury or Death of One Person $50,000 Bodily Injury of death of two or More Persons $25,000 Damage to Property of Others Please keep in mind these are minimum requirements, you may want to discuss insurance above and beyond the legal minimum with your insurance agent.

12. Insurance Agent Advice Eric with State Farm Insurance on 123 rd & Rockwell Words of Wisdom: The premium for an average 16 year old - $600-700 every six months. It can be higher or lower depending on the car and coverage.

13. How To Lower Insurance Premiums Complete an insurance sponsored Driver Safety program. Example: State Farm’s Steer Clear. Extra discounts for 3.0 and above G.P.A. Practice safe driving. The longer you go without a ticket or accident the lower your rates will be. Don’t get a brand new car Don’t buy a sports car with a large engine.