1. Copyright (c) 2006 HRA-NCA1 Human Resource Association Of the National Capital Area DC SHRM 2006 Washington-Baltimore Metro Area Benefits Survey June 29, 2006 – City Club, Washington, DC

2. Copyright (c) 2006 HRA-NCA2 Survey history Committee members The survey Highlights of the survey results Accessing the results Closing remarks and conclusion Human Resource Association Of the National Capital Area DC SHRM Agenda

3. Copyright (c) 2006 HRA-NCA3 Mission of HRA-NCA –To promote the exchange of ideas and practices and the development of mutual assistance among Human Resource professionals Build on existing partnerships – WACABA and WEB Human Resource Association Of the National Capital Area DC SHRM Survey History

4. Copyright (c) 2006 HRA-NCA4 Sharon Berardi Chris Braccio Judy Dale Annette Eitan George Lane Doug Lwin Sonya Ousley Lee Diane Tinkleman Tom Troike Craig Webster Angelo Kostopoulos (AKRON Inc.) Human Resource Association Of the National Capital Area DC SHRM Committee Members

5. Copyright (c) 2006 HRA-NCA5 2200 invited to participate 265 respondents Data collected March 1 – April 30, 2006 Survey Results available June 29, 2006 at: http://survey.akroninc.net/hrancaportal Human Resource Association Of the National Capital Area DC SHRM The Survey

6. Copyright (c) 2006 HRA-NCA6 Health (medical, dental, vision) – George Lane Welfare (FSA, life insurance, disability insurance) – Doug Lwin Work-Life – (leave, tuition assistance, telecommuting, work environment, health and wellness) – Sharon Berardi Retirement – Judy Dale Human Resource Association Of the National Capital Area DC SHRM Highlights

7. Copyright (c) 2006 HRA-NCA7 Q1. Assuming no plan design changes, what percent change in your plan costs did you experience in your 2006 renewal? Human Resource Association Of the National Capital Area DC SHRM Medical – Plan Financials

8. Copyright (c) 2006 HRA-NCA8 Human Resource Association Of the National Capital Area DC SHRM Q2. What was the FINAL percentage change in your 2006 plan costs? Medical – Plan Financials

9. Copyright (c) 2006 HRA-NCA9 Q3. Which of the following actions did you take in response to 2006 plan rate changes? Human Resource Association Of the National Capital Area DC SHRM Medical – Plan Financials

10. Copyright (c) 2006 HRA-NCA10 Q4. What percent change are you expecting for your upcoming medical plan renewal? Percent expecting rate changes Average percent of expected change Human Resource Association Of the National Capital Area DC SHRM Medical – Plan Financials

11. Copyright (c) 2006 HRA-NCA11 Human Resource Association Of the National Capital Area DC SHRM Medical – Plan Financials Q5. Please rank the top 3 tactics your company is considering to control costs.

12. Copyright (c) 2006 HRA-NCA12 PPO POS HMO Human Resource Association Of the National Capital Area DC SHRM Medical – Plan Financials Q6. What percent of the monthly health care premium does the employee pay?

13. Copyright (c) 2006 HRA-NCA13 FSA  Dependent Care  Offer the option – 93%  Average participation – 10.1%  Health Care  Offer the option – 94%  Average participation – 33.6% Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

14. Copyright (c) 2006 HRA-NCA14 FSA (cont.)  Pre-tax Transportation  Parking – 36% offer with avg. 31.8% participation  Transit – 50% offer with avg. 26.1% participation Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

15. Copyright (c) 2006 HRA-NCA15 Life Insurance – almost all offer the option  Average basic life – $67,317  Average multiple of salary – 1.7  Average maximum - $333,342 Optional Supplemental Life  71% offered the option with average of 4.4 multiple of salary Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

16. Copyright (c) 2006 HRA-NCA16 AD&D  90% offer the option  Average of $108,132 but Median is $50,000  51% offer optional supplemental with average maximum of $434,917 Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

17. Copyright (c) 2006 HRA-NCA17 Dependent Life – 64% offer the option Travel Accident – 43% offer the option Hazard / Risk – 8% offer the option Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

18. Copyright (c) 2006 HRA-NCA18 Short-Term Disability  82% offer the program  45% of PT (avg. 25.2hrs/wk) employees eligible  Average length of coverage – 118.1 days  Approximately ½ are self-insured  Most having a waiting period of 76.5 days  Average elimination period for illness of 15.8 days Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

19. Copyright (c) 2006 HRA-NCA19 Long-Term Disability  97% offer the program  45% of PT (avg. 26.6 hrs/wk) employees eligible  Average length of coverage – 118.1 days  Approximately 10% are self-funded  Most having a waiting period of 125.3 days  Average elimination period of 103.4 days  80% offer supplemental plan Human Resource Association Of the National Capital Area DC SHRM Welfare Benefits

20. Copyright (c) 2006 HRA-NCA20 Q1a. Do you have a PTO Policy? Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits - PTO

21. Copyright (c) 2006 HRA-NCA21 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits - PTO Q1b. What types of leave are replaced by PTO?

22. Copyright (c) 2006 HRA-NCA22 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Domestic Partner Q1. Do you provide employee benefits to domestic partners?

23. Copyright (c) 2006 HRA-NCA23 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Domestic Partner Q2. What types of domestic partners benefits do you provide?

24. Copyright (c) 2006 HRA-NCA24 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Domestic Partner Q3. Does your organization pay for these benefits?

25. Copyright (c) 2006 HRA-NCA25 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Domestic Partner Q4. What benefit programs are offered to domestic partners?

26. Copyright (c) 2006 HRA-NCA26 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Tuition Assistance Q11. What types of courses qualify for tuition assistance?

27. Copyright (c) 2006 HRA-NCA27 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Tuition Assistance Q13. Is tuition assistance contingent upon satisfactory completion of the course?

28. Copyright (c) 2006 HRA-NCA28 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Tuition Assistance Q13. Are the following tuition assistance benefits offered?

29. Copyright (c) 2006 HRA-NCA29 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Telecommuting Q1. Does your organization allow regular full-time employees to work at home or to telecommute?

30. Copyright (c) 2006 HRA-NCA30 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Telecommuting Q2. Does your organization allow regular part-time employees to work at home or to telecommute?

31. Copyright (c) 2006 HRA-NCA31 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Telecommuting Q3. Are the conditions for telecommuting described in a formal policy?

32. Copyright (c) 2006 HRA-NCA32 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Work Environment Q1. Which of the following benefits do you provide in your organization (most prevalent practices)?

33. Copyright (c) 2006 HRA-NCA33 Human Resource Association Of the National Capital Area DC SHRM Work Life Benefits – Work Environment Q1. Which of the following benefits do you provide in your organization (least prevalent practices)?

34. Copyright (c) 2006 HRA-NCA34 Human Resource Association Of the National Capital Area DC SHRM Retirement Q1. What retirement plans does your organization currently offer?

35. Copyright (c) 2006 HRA-NCA35 Human Resource Association Of the National Capital Area DC SHRM Retirement Q2. What components of employee compensation may be contributed to the plan?

36. Copyright (c) 2006 HRA-NCA36 Human Resource Association Of the National Capital Area DC SHRM Retirement Q5. Are you currently in the process of making significant changes to your retirement plan design?

37. Copyright (c) 2006 HRA-NCA37 Defined ContributionDefined Benefit Human Resource Association Of the National Capital Area DC SHRM Retirement Q6. When are employees eligible to participate in the retirement plan?

38. Copyright (c) 2006 HRA-NCA38 Human Resource Association Of the National Capital Area DC SHRM Retirement Q8. Do you automatically enroll employees in your DB or DC plan upon eligibility?

39. Copyright (c) 2006 HRA-NCA39 Human Resource Association Of the National Capital Area DC SHRM Retirement Q9. What is the percentage at which the employer matches employee contributions in a DC plan?

40. Copyright (c) 2006 HRA-NCA40 Defined Benefit Defined Contribution Human Resource Association Of the National Capital Area DC SHRM Retirement Q13,14. What is the vesting schedule?

41. Copyright (c) 2006 HRA-NCA41 Human Resource Association Of the National Capital Area DC SHRM Retirement Q16. Does the plan permit catch up contributions for participants age 50 and over?

42. Copyright (c) 2006 HRA-NCA42 Human Resource Association Of the National Capital Area DC SHRM Retirement Q29. What is the plan’s normal retirement age?

43. Copyright (c) 2006 HRA-NCA43 Human Resource Association Of the National Capital Area DC SHRM Retirement Q40. Does the company provide a non-qualified supplement to this plan?

44. Copyright (c) 2006 HRA-NCA44 PDF will be emailed to organizations that have purchased the survey Use standard username/password combination to log into portal: http://survey.akroninc.net/hrancaportal Forgot username/password? Go to above address and click on “Forgot your password?” Haven’t purchased yet? Download order form at: http://www.hra-nca.org/survey.asp Human Resource Association Of the National Capital Area DC SHRM Accessing the Results

45. Copyright (c) 2006 HRA-NCA45 Thank you very much for coming Thank you very much for participating in the survey Human Resource Association Of the National Capital Area DC SHRM Questions/Closing Remarks