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Published byClara Bridges Modified over 8 years ago
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Making Business Sense of Climate Change You may be eligible for an interest free ‘energy-efficiency’ loan from The Carbon Trust towards the cost of your BOGE Energy Saving Solutions! Contact BOGE today Tel: +44 (0) 1484 719921
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Energy-Efficiency Loans from the Carbon Trust
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Programmes include: Energy surveys & support Commercial development of low-carbon technology Financial products The Carbon Trust An independent company funded by Government Works with UK business & public sector to cut.carbon dioxide emissions
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The Carbon Trust - Financial products Energy Technology List (ECA Scheme) –PRODUCT focussed –results in a tax advantage Energy-Efficiency Loans –Energy PROJECT based –results in the end-user receiving interest free loan –not limited to ETL products
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Energy-Efficiency Loans in context... Five interest rate increases during past …12 months !! Energy prices increased by 30-40% …since Oct. 2003 !!
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Energy-Efficiency Loans To encourage end-user investment in energy efficiency projects. Key features: £5,000 min to £100,000 max 0% Interest No other fees Unsecured Repayment period matches project payback
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Who’s eligible? Small and Medium Enterprises (SMEs) in England Wales & N Ireland (Over 2 Million in UK) Providing they have: A trading history of at least 12 months An acceptable credit rating No involvement in agriculture & fisheries, transport and export related activities
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What is an SME? (Over 2 Million in UK) An enterprise with: Fewer than 250 employees Less than €40m (~£25m) turnover or €27m (~£17m) assets Not more than 25% of the capital or voting rights owned by a non-SME
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Energy saving projects Qualify if savings payback the loan within 5 years –Installation costs can be included –Based on energy savings only If payback >5 years the loan is capped at 5 times the annual saving Carbon threshold 0.39 tonnes carbon per £1,000 loan
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Energy-Efficiency Loans - example Project Cost £120,000 Estimated saving £30,000/annum Therefore Project payback 4 years Potential Loan £100,000 (subject to credit check) Loan repayment period 48 months
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Energy-Efficiency Loans - example Project Cost £50,000 Estimated saving £9,000/annum Therefore Project payback 5.5 years Loan capped at 5*£9,000 = £45,000 Loan repayment period 48 months Loan repayment £11,250/annum
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Energy-Efficiency Loans - example Project Cost £40,000 Estimated saving £15,000/annum Therefore Project payback 2.7 years Potential Loan £40,000 Loan repayment period 36 months Loan repayment £13,350/annum
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Energy-Efficiency Loans - example Project Cost £10,000 Estimated saving £6,000/annum Therefore Project payback 1.6 years Potential Loan £10,000 Loan repayment period 24 months
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The benefits to you Makes it easier for your to invest in energy efficiency projects –overcomes capital cost barrier Creates an environmental benefit –energy savings means lower carbon dioxide emissions
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Loan offers can be made in 2 weeks from receipt of a complete application The loans procedure Customer Eligibility check list Straightforward application form Energy saving assessment & quotation from you Customer provides Accounts info’ for credit check Each application is vetted - energy & carbon saving Some projects will be audited post completion
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Making Business Sense of Climate Change You may be eligible for an interest free ‘energy-efficiency’ loan from The Carbon Trust towards the cost of your BOGE Energy Saving Solutions! Contact BOGE today Tel: +44 (0) 1484 719921
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