1. The Study of E-payment System Using Smart Card 2001.4.11 Computer Security & Electronic Payment System - Cheong Je-ho - Song Jae-il - Shin Heung-Soon - Lee Mi-Sung

2. 2 List of Contents 1. Definition of Smart card 2. Type of Smart card 3. Applications of Smart card 4. Major Players 5. Standards 6. Advantages of Smart card 7. Problems of Commercialization

3. 3 1. Definition  Plastic card with microprocessor  Has 8-bit or 32-bit micro-processor (MPU)  Has a self-arithmetic function  Chip operating system & safe storage Area embedded in its surface as an IC chip.

4. 4 2. Type of Smart card  Contact Card  Contactless Card  Hybrid Card ( Contact + Contactless)  Combi Card

5. 5 3. Applications of Smart Card  Wire & wireless communication  E-commerce  Financial sector  Transportation System  Others

6. 6 4. Major Players  VISA(SET specification) : http://www.visa.comhttp://www.visa.com  Gemplus : http://www.gemplus.comhttp://www.gemplus.com  Bull : http://www.cp8.bull.nethttp://www.cp8.bull.net  Schlumberger : http://www.1.slb.com/smartcardshttp://www.1.slb.com/smartcards  Siemens : http://www.sci.siemens.comhttp://www.sci.siemens.com  HP (alliance HP – Informix : imagine card) :  http://www-europe.hp.com/alliancehttp://www-europe.hp.com/alliance  IBM smart card solution : http://www-3.ibm.com/pvchttp://www-3.ibm.com/pvc  Mondex solution : http://www.mondex.comhttp://www.mondex.com

7. 7 5. Standards  ISO/IEC  EMV’2000  CEN/pr  PC/SC  OCF

8. 8 6. Advantages  Security  Convenience  Economic benefits  Customization  Multifunctionality

9. 9 7. Problems of Commercialization  The absence of motivation to force customers to use Smart card  Limitation of payable range  Difficulties of performing multifunction  Technical instability