1. Q:\2014\BSD\17\HE\20\25240A.pptx © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ International Program Risk CACUBO 46th ANNUAL WINTER WORKSHOP Kansas City, MO – April 9, 2014 BILL POWELL, ARM

2. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 2 Q:\2014\BSD\17\HE\20\25240A.pptx Discussion Items April 9, 2014 Study Abroad Risks Risk Management Insurance Resources

3. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 3 Q:\2014\BSD\17\HE\20\25240A.pptx Expect Risk and Plan Accordingly “Turbulence is inevitable, but misery is optional.” – Ambassador John O’Keefe, Foreign Services Institute, U.S. State Department Medical: Physical/Mental Illness, Accidents Vehicles/Transportation Extracurricular Activities Political Unrest/Civil Insurrection Kidnap/Ransom Natural Disasters Student-on-student Legal-Drugs/Alcohol Reputational Study Abroad Risks

4. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 4 Q:\2014\BSD\17\HE\20\25240A.pptx

5. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 5 Q:\2014\BSD\17\HE\20\25240A.pptx What is your institution’s risk tolerance? School sponsored or affiliate? Where are you going? Who decides? Travel Oversight Committee Trip Leader Preparation  Faculty, Chaperones Pre-Trip and On-Site Orientation Host Families Waivers/Releases Emergency Response Plan Risk Management

6. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 6 Q:\2014\BSD\17\HE\20\25240A.pptx Security/Emergency Assistance Evacuation/Repatriation Sickness/Accident Insurance Kidnap/Ransom Employers Liability – Workers Compensation Liability – General Liability, Automobile Property Trip Cancellation/Interruption Insurance

7. © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ 7 Q:\2014\BSD\17\HE\20\25240A.pptx Northwestern University http://www.northwestern.edu/risk/insurance/study-travel-abroad- health/plan-information.html http://www.northwestern.edu/risk/insurance/study-travel-abroad- health/plan-information.html U.S. State Department https://step.state.gov/step/https://step.state.gov/step/ Overseas Security Advisory Council www.osac.govwww.osac.gov British Foreign Service http://www.fco.gov.uk/http://www.fco.gov.uk/ Centers for Disease Control and Prevention http://wwwnc.cdc.gov/travel/http://wwwnc.cdc.gov/travel/ United Educators www.ue.orgwww.ue.org Forum on Education Abroad http://www.forumea.org/http://www.forumea.org/ NAFSA http://nafsa.org/mentalhealthhttp://nafsa.org/mentalhealth Sample Site Visit: http://kennedy.byu.edu/outreach/ciee- shanghai_content/Friend-Site-Visit-Report-for-Morocco.pdfhttp://kennedy.byu.edu/outreach/ciee- shanghai_content/Friend-Site-Visit-Report-for-Morocco.pdf American University video http://youtu.be/-_pW_jihCq8 http://youtu.be/-_pW_jihCq8 Gallagher Knowledge Center http://ajgrms.com/higheredhttp://ajgrms.com/highered Resources

8. Q:\2014\BSD\17\HE\20\25240A.pptx © 2014 ARTHUR J. GALLAGHER & CO. | BUSINESS WITHOUT BARRIERS™ Gracias Merci Xie xie Shukran Obrigado Spasibo Domo arigato Thank you! Bill Powell, ARM Area Executive Vice President bill_powell@ajg.com 630-285-4121