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Professionalism: Duty does matter Martyn Gabbitass ACII ACILA
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Headlines: Surveyors to cost Insurers dearly. Court case over Broker’s failure to keep Insured fully informed. Safe as houses? Pre-Action Protocol for Construction & Engineering Disputes.
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History Lesson: Fitness, Quality, Skill and Care. Supply of Goods & Services Act 1982 Expanding Liability 1990’s Exclusion/Exemption Clauses UCTA 1977.
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Hedley Byrne & Co. Ltd v. Heller & Partners Ltd (1964). Henderson v. Merrett Syndicates (1995). White v. Jones (1995). Expanding case law.
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Times are a changing? Pre-Action Protocol – architects, engineers & quantity surveyors. Impact on claims handling professionals. Pressure to achieve costs effective case management.
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What does it mean for Adjusters? Early assessment of Claimant’s allegations. Focused response. Early meetings. Alternative dispute resolution methods. Litigation last resort. Quantum assessment ongoing. Case strategy recommendation. Part 36: liability; quantum.
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Where do we see the pitfalls? Brokers: Ground Gilbey & Anor v. JLT UK (2001). Surveyors: Farley v. Skinner (2002). Engineers: Costain Ltd v. Charles Haswell & Partners Ltd (2009). Negligent Misstatements: McKie v. Swindon College (2011).
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Safe as Houses? Robinson v. P E Jones (Contractors) Ltd (2011) Contrast and compare – contractor vis-à-vis professional. Concurrent duty of care - contractor: no. - professionals: yes. Hedley Byrne/Merrett Syndicates. Why differentiate? Reasonable skill and care demanded. Losses including economic anticipated.
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