1. Natural Risks By: Kevin Simpson, Ally Caesare, Ben Zmolik.

2. Natural Risks Risks that are caused by natural occurrences. They can result in loss or damage of property and may cause a business to be shut down for any length of time.

3. Common natural risks can include catastrophes such as floods, tornadoes, hurricanes, fires, lightning, droughts, and earthquakes. Businesses can be insured for some natural disasters.

4. Some risks that are caused by people are called natural risks: Power outages, civil unrest, oil spills, arson, terrorism, and war are classified as natural risks. These are not typically insured.

5. Business can insure against unexpected losses from natural risks but not all. You can protect your business and staff with things like smoke detectors, fire extinguishers, and automatic sprinklers.