1. Concur Copyright © 2008 A Unified Invoicing Solution  Coding and allocations  Automated workflow  Data integrity/detail  New vendor requests  Audit rules  Monitor vendor payment terms  Ensure proper approvals (SOX)  Validate vendors before approving payment  Capture complete audit trail  Integration to financial systems  Reminder notifications  Payment confirmation  Spend data  Invoice cycle times  Vendor terms and spend  Track accrued liabilities  Manage cash flow  Imaging  Intelligent Capture  E-Invoicing  Mailroom Service Analyze Pay Capture Control Process

2. Concur Copyright © 2008 Challenges with the Employee Spend Process Employee Spend Lack of visibility Incomplete data Insufficient detail Analyze Interface maintenance Control of cash Late fees and penalties Pay No proactive controls Suppliers not optimized Little adoption of approved tools Capture Loose controls Rubber stamp approvals Fraud Control Manual data entry Disconnected systems Redundant processes Process

3. Concur Connects and Simplifies the Entire Process Analyze Pay Capture Control Process

4. Concur Copyright © 2008 A Unified T&E Solution  One Touch Business Travel™  Global fax/Imaging  Complex Workflow  Credit Card integration  Policy controls  Smart Expenses™  Expenses  Concur Audit  Faster reimbursement  Automated CC pay  Control cash flow  Increased rebate  Visibility  Actionable Data  Strategic Decisions  Travel booking  e-Receipts  Proactive policy control  Employee adoption Analyze Pay Capture Control Process

5. Concur Copyright © 2008 Concur Connects and Simplifies the Entire Process Analyze Pay Capture Control Process Capture Powerful online travel booking controls spend before it occurs while increasing adoption and driving policy compliance

6. Concur Copyright © 2008 Concur Connects and Simplifies the Entire Process Process Automated expense reporting matches itinerary, corporate card and e-receipt data to deliver Smart Expenses Process

7. Concur Copyright © 2008 Concur Connects and Simplifies the Entire Process Control Robust auditing and approval workflow enforces policy and ensures spend is properly and appropriately categorized Control

8. Concur Copyright © 2008 Concur Connects and Simplifies the Entire Process Pay Reimburse employees and corporate cards automatically, driving satisfaction and rebates Pay

9. Concur Copyright © 2008 Concur Connects and Simplifies the Entire Process Analyze Pay Capture Control Process Analyze Powerful reporting capabilities reconcile booked travel with actual spend, monitor policies and track vendor and employee expenses

10. Concur Copyright © 2008 A Unified T&E Solution  One Touch Business Travel™  Global fax/Imaging  Complex Workflow  Credit Card integration  Policy controls  Smart Expenses™  Expenses  Concur Audit  Faster reimbursement  Automated CC pay  Control cash flow  Increased rebate  Visibility  Actionable Data  Strategic Decisions  Travel booking  e-Receipts  Proactive policy control  Employee adoption Analyze Pay Capture Control Process