1. 1 Raiffeisen-Leasing International Raiffeisen Group in the Republic of Moldova Vienna Economic Forum Chisinau Meeting 20th and 21st of February 2008

2. 2 Raiffeisen-Leasing International Raiffeisen is one of the Leading Banking Group in CEE Raiffeisen International operates one of the largest banking networks in CEE; 18 markets of Europe's growth region are covered by Raiffeisen entities; Over 13 million customers are attended to through more than 3,000 business outlets; Raiffeisen International is a fully consolidated subsidiary of Raiffeisen Zentralbank Österreich AG (RZB), which owns 68.5 per cent of the common stock; RZB is a leading corporate and investment bank in Austria and the central institution of the Austrian Raiffeisen Banking Group, the country's largest banking group.

3. 3 Raiffeisen-Leasing International Raiffeisen Bank RepOffice Moldova Raiffeisen Bank Representative Office Moldova Raiffeisen Bank Representative Office Moldova is active in the Republic of Moldova since January 31, 2006; The RepOffice in Moldova can be of use for Corporates and Financial Institutions; Supporting Moldovan corporates in co-operation with RZB Group; Providing analysis and reports on Moldovan market or business sectors to the Raiffeisen Group; Supporting trading and investment projects and other international activities.

4. 4 Raiffeisen-Leasing International Raiffeisen is one of the Leading Leasing Providers in CEE 17 consolidated leasing companies in 16 countries, latest foundation Moldova end of 2007, Albania and Ukraine in the middle of 2006 1,300+ employees in 52 outlets at the end of 2007 Top 3 positions in Albania, Belarus, Bosnia & Herzegovina, Bulgaria, Croatia, Kazakhstan, Poland, Romania, Serbia, Ukraine New Business 2006 = 1,950 mEUR (2,02 mEUR as of 9m 2007) (thereof 70 % vehicles, 20 % equipment and 10 % real estate) Core products include cars, trucks, equipment and real estate leasing to large corporates, governments, SMEs and private individuals Asset Growth (€ Mio.) 1,735 1,449 949 2002 2003 2004 2,230 2005 2006 3,060

5. 5 Raiffeisen-Leasing International Region / Product Focus Raiffeisen International – Leasing Network

6. 6 Raiffeisen-Leasing International Raiffeisen Leasing Moldova In 2005, the Government of Moldova (with EBRD and Ernst & Young support) drafted a new Leasing Law, facilitating and regulating the leasing business; At the end of 2006, Raiffeisen Group has decided to consider Moldova for leasing operations; In spring of 2007 we’ve hired a core-team of the future leasing company which undertook extensive training for 4 months in Bucharest and Vienna; Raiffeisen Leasing registered in Moldova on November 7, 2007 with initial share capital of 500,000 EUR; The sole shareholder is Raiffeisen Leasing IFN SA (Romania); The company provides financial leasing solutions for machinery, equipment, trucks and commercial vehicles, as well as for passenger cars; Targeted clients are SMEs and Corporates; For the start-up period the targeted tenor is 12-48 months.

7. 7 Raiffeisen-Leasing International Raiffeisen in Moldova Raiffeisen Bank Representative Office Moldova I.C.S. Raiffeisen Leasing S.R.L. 65, Stefan cel Mare MD-2001 Chisinau Tel: + 373 27 93 31, 27 93 13 Fax.: +373 27 93 43 Email: office@raiffeisen.md Thank you!