1. Jacqueline Morris

2. Necessary Education Ph.D.- independent study Masters Degree- applied research Education in Marine/Aquatic Biology Voluntary certification from Society of Wetland Scientists

3. Job Title/Responsibilities Design environmental studies that assess potential impacts of oil and gas development on the marine environment. –Many studies have been carried out to investigate the impacts of drilling products on marine creatures living in the water column and around the production platform. MMS marine biologists also study resources of the Gulf of Mexico such as coastal wetlands, sea grasses, barrier islands, submarine banks, and live bottoms.

4. Possible Employment Opportunities Job opportunities exist in state and Federal agencies, ecological consulting firms, industry, medical laboratories, and educational institutions everything from government to teaching to popular book writing -Teacher in university or high school -Researcher (University, oceanographic laboratory) -Laboratory technician in university, oceanographic laboratory -Resource manager for public agency such as fisheries agency, a state dept. of environmental protection -Technician or field worker in consulting company -Biologist working in environmental advocacy organization -Biologist working in aquarium or zoo

5. Salary/Benefits $62,700/year paid travel to go to meetings, field work in great places, etc. Depends on place of employment; if a state employee, good retirement and health benefits

6. Groton, CT

7. Groton

8. Where to Live Willow Pond Apartments –55 South Road Groton, CT 06340 2 bedrooms 1.0 bath $750/mo Major Utilities Included: Water, Sewer, Trash, Pest Control

9. Apartment Features Air Conditioning Dishwasher Garbage Disposal High Speed Internet Access Private Patio / Balcony Completely Equipped Kitchens Wall To Wall Carpeting Air Conditioning Mini Blinds Sliding Glass Doors Private Balconies Pre-Wire Telephone And Cable Extra Large Storage Closet

10. Bedrooms BED $159.99 Six Drawer Dresser $143.99 Sliding Door Cabinet $119.99 2 Night Stands $24.99 each, $49.98 together Futon $269.99

11. Living Room Computer Desk $79.99 Papasan Chair & Cushion $99.99 Three Tables $169 Sofa and Couch $697

12. Kitchen and Dining room Table and Chairs $249 Kitchen Cart $89.99 Cooking Set $99.99 Food Storage boxes $17.99

13. Community Features Laundry Facility Public Transportation Cable / Satellite TV Pet-friendly* Cats Allowed Circuit Breakers/Indiv. Thermostats Located On Bus Route Coin-Operated Laundry Facilities Professional On-Site Maintenance Staff Children's Playground Recreation Area Barbecue/Picnic Facilities 24 Hour Emergency Maintenance

14. Car 2001 Honda Civic EX Sedan Color: Green Miles: 28913 $13995

15. Paying For My Car 60 Months, at 9.0% interest rate $290.92/month, with $1,000 down Or, $311.68/month, with zero down

16. Personal Expenses Phone $14.99, $0.039 Groceries $60.00 Internet $9.95 Cell phone $29.99,.45 Clothing $25 Prescription Drugs $15 Entertainment $35.00

17. Donations/ Investments Weekly donation of ten dollars –Saint Mary's Top of Fort Hill 69 Groton Long Point Rd., Groton 445-1446

18. Automatic Deductions $100 for gas and misc. car repairs $100 for college loans 25% of annual salary for taxes, $15,675 5% of monthly take home pay to be deposited into bank of choice, $195.94

19. Monthly Expenditures Monthly Income after Taxes 25% of annual income Monthly Income after 5% is put in Bank Monthly Income after automatic deductions( Gas and Misc. Car repairs, and college loans) $200 Monthly Income after monthly expenses (including donation, apartment, car) of $1261.18 Furniture for house $2246.89, only an expense first month $3918.75$3722.81$3522.81$2261.63$14.74

20. January$3904.01$14.74 February$1657.12$2276.37 March$1657.12$4538 April$1657.12$6799.63 May$1657.12$9061.30 June$1657.12$11323 July$1657.12$13585 August$1657.12$15846 September$1657.12$18108 October$1657.12$20369 November$1657.12$22631 December$1657.12$24893 Month Expenses Excess for savings

21. Bibliography http://www.town.groton.ct.us/ http://life.bio.sunysb.edu/marinebio/mycar eer.htmlhttp://life.bio.sunysb.edu/marinebio/mycar eer.html Homevisions.com Overstock.com Target.com Valucity.com