1. Credit Information Bureau of Bhutan “Taking Credit to New Heights”

2. Credit Information Bureau of Bhutan “Taking Credit to New Heights” Background Drawbacks of Current Loan Clearance System Long duration Faulty method Incorrect / incomplete data Financial Literacy Education Program 2010

3. Credit Information Bureau of Bhutan “Taking Credit to New Heights” Functions of Credit Information Bureau (CIB) Collects Consolidates Disseminates as Credit Report Financial Literacy Education Program 2010

4. Credit Information Bureau of Bhutan “Taking Credit to New Heights” Self Inquiry Report For assessing one’s credit standings SIR is Comprehensive credit report with names of FIs. Currently, report can be only obtained from our office at Thimphu.. Financial Literacy Education Program 2010

5. Credit Information Bureau of Bhutan “Taking Credit to New Heights” Dispute Resolution Process When disputes can be raised? when borrowers believes that his/her credit report contains wrong information. Disputes can be raised only on Credit facility Financial Literacy Education Program 2010

6. Credit Information Bureau of Bhutan “Taking Credit to New Heights” For Further Information: Visit us at our website www.cib.bt Contact us at Credit Information Bureau of Bhutan Royal Monetary Authority Kawajangsa, Thimphu 323111 ext 105, 337404(D)

7. Credit Information Bureau of Bhutan “Taking Credit to New Heights” Tashi Delek Financial Literacy Education Program 2010