1. Savings and investments

2. Reasons to save and invest ► Education ► Down payments- car, house, toys ► Business startup ► Retirement ► Emergencies

3. Rule of 72 To figure how long it will take for your investment to double in size divide 72 by the interest you are earning. Example 72 / 12 = 6 years to double

4. Stocks ► More risk than Mutual funds ► More potential return than mutual funds

5. Mutual funds ► Less risk than stocks ► Less potential return than stock

6. Municipal bonds Less risk than mutual funds Less potential return than mutual funds

7. Savings account ► Low risk ► Low return

8. Strategies to get rich ► $2000 a year for 6 years ► $25 plus $10 plan

9. Keys to savings and investing ► Commitment ► Discipline ► Planning ► Evaluating ► Goal setting ► Diversification