1. My Family Budget Business Information Management

2. Family Husband, David, Business Manager Wife, Debra, teacher Son, Jonathon Pets, Smokey, Buddy, Clarice

3. Rent or Own – Apartment or House

4. Pros & Cons Rent apartment No investment Limited space Less responsibility No pets (usually) No yard but less work Seems temporary No repairs Easier to move Own a house Investment More room More responsibility Yard for pets Yard for gardening Sense of ownership Repairs Must sell to move

5. Monthly Income Husband2000 Wife3700 Interest100 Total5800

6. My Car 2007 Honda Accord $22,220 Monthly Payment Lease $249 Buy $350 Easy to drive Easy to park Easy on gas Buy at end of season for a good price

8. Fixed Expenses Mortgage/Taxes $ 850 Health Insurance $ 600 Life Insurance $ 130 Auto Insurance $ 300 Car Payment $ 350 Credit Cards $ 900 Savings $ 350 Total Fixed $ 3,480

10. Dream Vacation - Hawaii

11. Final Thought -- Budget Tips Budget Tips Save Track Expenses Watch for Sales Tax Shelters Use Credit Wisely