1. Personal Finance 8 Life Time Decisions

2. How many of you… Are planning on going to college? Already know what you want to do for your first career? Already have a skill you can make money with?

3. How many of you… Plan to get a regular paying job in high school? Plan to get a regular paying job while going to college?

4. How many of you… Have a credit card? Have a debit card? Have a checking account? Have a savings account?

5. How many of you… Are hoping to buy a car in the next couple of years? Will be expected to help pay for use of a car in the next couple of years? ▫Insurance? ▫Gas?

6. How much money do you think you’ll get in your first job? $ per year or per month? Hourly rate?

7. What does this mean?

8. Goal of this class To explore a lot of these types of decisions you’ll be meeting in the next few years Talk with people who you would deal with to make those decisions, And give you a better idea of what’s involved when you get there.

9. Types of decisions (order is still a bit uncertain) 1.Careers 2.Handling money 3.Loans / credit cards 4.Insurance 5.Buying a car 6.Renting an apartment or a condo 7.Taxes 8.Financial Planning

10. Format of each unit Discussion Field trip or speaker Discussion A week off Some homework ▫It won’t be graded ▫It will be expected to be done to help with class discussion

11. Communication Email me if you’re not coming: ▫Lwhipker@earthlink.net Google Group: ▫personalfinanceclass@googlegroups.compersonalfinanceclass@googlegroups.com Outline/references/PowerPoints: ▫http://personalfinance2011.wikispaces.comhttp://personalfinance2011.wikispaces.com

15. Career vs job philosophy What’s the difference? Which one sounds more appealing to you? Which one do you think your parents have?

18. How would you decide a career or a job? Long term goals?

20. How would you decide a career or a job? Personality fit?

22. How would you decide a career or a job? Education?

25. How would you decide a career or a job? Your passion?

28. How would you decide a career or a job? Job progression?

30. What jobs pay well? Unusual jobs that pay well? ▫http://www.job-interview-site.com/unusual-jobs- that-pay-well-unusual-high-paying-careers.htmlhttp://www.job-interview-site.com/unusual-jobs- that-pay-well-unusual-high-paying-careers.html ▫Top paying jobs: ▫http://www.careerinfonet.org/oview5.asp?Level= Overallhttp://www.careerinfonet.org/oview5.asp?Level= Overall

31. Fast Food Salaries $29,000 per year ▫Hourly? 50 weeks, 40 hours/week = $10/hour ▫Is that enough? Pick a job title and find out how much they pay ▫http://www.simplyhired.com/a/salary/search/q- lawn+carehttp://www.simplyhired.com/a/salary/search/q- lawn+care

33. By Interest Levels

34. http://driveofyourlife.com Sign in (outside Indiana) School: homeschool Teacher: Linda Whipker

35. Cool Off Topic TIP “Snipping Tool”

36. 3 letter code describing what your top 3 traits are according to the way you answered the questions. Mine: SIQ (structured, influential, questioning)

42. Homework Drive of Your Life ▫Do the questionnaire – email me by Wed noon:  Your 3 letter code  5 careers (what they chose or add one or two that you liked better  Career name, Salary, Education ▫Think about:  Good fit?

43. Homework Part 2 Talk to your parents ▫Why did they choose to do what they’re doing now (your Mom AND your Dad) ▫How often did their primary “career” change from the time they were teens until now? ▫Do they consider their current occupation a “career” or a “job”? (Good description of the differences: http://www.diffen.com/difference/Career_vs_Job ) http://www.diffen.com/difference/Career_vs_Job ▫For the first major career/job they had, what were their motivations for choosing it?

44. Next and following weeks Speaker: Sally Curry Career coach Resumes, brochures, etc.