1. A Patient a Day Means the Doctor Can Pay: Healthcare Finance Ron MitchellBancLease Acceptance Corporation Bruce Smith, CLPDiversified Capital Credit Corp. Brad PetersonChannel Partners LLC

2. The Trends  Industry consolidation  “Doctor…give ‘em money” to “Packaging”  Accreditation / Reimbursement Cuts / Competitive Bidding  Other markets / opportunities  Trash to Cash – Can Be Done

3. Health Care – Can Be Done Loan Amount TermAnnual Revenues FICOBankTIB Mobile X-ray $18,4117$462,896582Mid 3 39 NSFs 2 years Chiropractor$16,20018$200,000697Mid 4 Clean 25 years Urgent Care$36,84712$600,000648/678Low 52 MD Pediatrician $10,0006$513,432615 BK ’07 $165K liens Low – Mid 4 Clean 25 years MD Optometrist $67,31010$1,144,439555 Foreclosure Refi @ Wells Mid 4 12 Neg Ds 25+ NSFs 5 years

4. Related Business Types – Can Be Done Loan Amount TermAnnual Revenues FICOBankTIB Medical Laser Sales $65,00010$1,609,051540Mid 54 years Hyperbaric Medicine $45,0009$2,558,691646Low 4 to 5 Some ODs 16 years Eyeglass Factory/Lab $96,26218$2,374,556754Low 5 Clean 17 years Medical Equipment Sales $53,0009$1,080,000675Low 5 Clean 7 months Pharmacy$114,76210$7,783,751555Low 5 8 Neg Days 25+ NSFs 25 years

5. A Patient a Day Means the Doctor Can Pay: Healthcare Finance Thank you for joining us! Any Questions???