1. 1 Generations Bancorp. Inc.

2. 2 Executive Management Gregory P. Kolton, Chairman, President, CEO 35 years of banking experience President/CEO of CIB Marine Bank, Pewaukee, 4 years VP Commercial Lending, M&I Northern Bank, 15 years Graduate of the Stonier Graduate School of Banking, Rutgers Executive Management of the WI Business Dev. Finance Corp. Past Chairman, Pius XI High School, Milwaukee, WI Heidi J. Kolton, Executive Vice President, COO 33 years of banking, Client Management Experience VP, Regional Mgr, Account Manager, Metavante Corp., 17 years Stonier Graduate School of Banking, University of Pennsylvania Board Member of EconomicsWisconsin

3. 3 About Generations Bancorp, Inc. Incorporated in 2004 Financial Holding Company with 2 Subsidiaries Began with $20,000,000 in Capital (Record in WI) Privately Held, 94 Shareholders $205,000,000 in Assets 100 Employees

4. 4 The Offerings Two Private Offerings 2005 $20,000,000 Original Capitalization 2008 $ 3,000,000 Additional Capital

5. 5 2005 Offering Aggregate Offering 120,000 – 200,000 Shares $125.00 per Share Minimum Purchase 1200 Shares, $150,000 Maximum Purchase 8000 Shares, $1,000,000 $15,000,000 to $25,000,000

6. 6 2005 - Initial Offering

7. 7 2005 Offering Declaration as to purpose of Document Disclaimers - Only to Accredited Investors - Stock is Not Registered Under Securities Act - Memorandum is Solely for the Benefit of Investors - Makes Forward-Looking Statements …

8. 8 2005 Offering - Summary 0f Offering Summary of Offering – Narrative Form WI Corporation How Many Shares are Available Role of the FDIC Why the Bank is Being Formed – The Need Names the Organizers Describes the Diversity of the Board

9. 9 2005 Offering – Summary Of Offering The Offering: Securities Offered Conditions to the Offering Use of the Proceeds Risk Factor Overview How to Subscribe Who to Call for Questions

10. 10 2005 Offering – Risk Factors Sixteen Risk Factors - The Company has No History -Banking Industry is Highly Regulated -The Offering Depends on Regulatory Approval -The Industry is Very Competitive -An Economic Downtown May Adversely Affect the Bank -Change in Rates may Adversely Affect the Bank -No Secondary market is Expected to Develop for Stock -Technology May Affect the Bank -Success of the Bank Depends on Key Management Personnel -The Stock Price was Determined by the Organizers

11. 11 2005 Offering – Who Should Invest Private Offering Accredited Investors Only Employee Stock Ownership Plan Transfer Restrictions Access to Information – Who to Contact

12. 12 2005 Offering – The Offering Itself Plan of Offering – Timing, the Process Subscription Procedure Tax Consequences (Subchapter S Issues to Investors) Supervision and Regulation (16 Items) How it works The State versus the FDIC U.S. Patriot Act Deposit Insurance Insider Transactions…

13. 13 2005 Offering – Use Of Proceeds How Money Will be Used – Capitalize Bank Detail of Organizational Expenses The Dividend Policy

14. 14 2005 Offering – Board of Directors/Mgmt Names the Directors Name Age Principal Occupation Class Management Name Title Detail of Each Executive Manager’s Experience

15. 15 2005 Offering – Description of Common Stock Authorized and Outstanding Shares Voting Rights Dividends Liquidation Shareholder Agreement

16. 16 2005 Offering – Stock Incentive Plan Who Will be Granted Options Vesting Terms Granted For What Purpose

17. 17 2005 Offering – Documents Included Complete and Formal Business Plan Subscription Agreement

18. 18 2008 Offering

19. 19 2008 Offering Expand Current Shareholder Base Raise Up to $6,000,000 in Working Capital for Growth Expansion into New Markets

20. 20 2008 Offering Rights Offering Aggregate Offering 41,096 Shares $146.00 per Share (Independent Valuation) Minimum Purchase New Investors 343 Shares, $50,078 Maximum Purchase New Investors 3,425 Shares $500.050 Min. Purchase Existing Shareholders None Max. Stock Ownership by Existing Shareholder 9.9% of Issued and Outstanding Stock

21. 21 2008 Offering All the Same Information – Made Current New Information - An Update on the Existing Business (the Bank) -The Bank’s Business Strategy - All Directors and Executive Officers - Stock Ownership By Directors and Executives

22. 22 2008 Offering A Proposed Transaction – Mortgage Company Indemnification of Directors and Officers Incorporation of Certain Documents by Reference Where to find the “Consolidated Reports of Condition and Income.”

23. 23 2008 Offering Also Included: Audited and Consolidated Financial Statements for Years Ended December 31, 2007 and 2006. Subscription Agreement

24. 24 Generations Bancorp, Inc. Questions? Comments?