1. Problem Statement ● PTPTN is the major source of financing given to university students to pursue higher learning in the country (Bernama, 2011). ● The university students are expected to be financially educated as part of their preparation for future career (Furtuna, 2007). Research Objectives To investigate the financial literacy of University Malaysia Pahang (UMP) students

2. Literature Review ◊ Understanding of financial literacy ◊ Financial management skills ◊ Financial literacy level between genders

3. Methodology ▪ Conduct in UMP Gambang Campus. ▪ 60 students was surveyed. ▪ Survey Questionnaire.

4. RESULTS AND DISCUSSION Figure 4.1: UMP Students’ Knowledge on Financial Literacy

5. Figure 4.2: Ways of UMP Students Gain Financial Management Skills

6. Level of Financial Knowledge (1 is not at all knowledgeable and 5 is very knowledgeable) Gender (Number of Students) MaleFemale 100 220 31019 41510 531 Table 4.1: Level of Financial Literacy among Gender

7. CONCLUSION AND RECOMMENDATIONS Conclusion: ☺ UMP students have good understanding of financial literacy. ☺ By having financial management skills, rate of financial problems is reduced. ☺ Male students have higher financial literacy level than female students. Recommendations: ♂ Financial Education ♂ Financial Management Programs ♂ Limitation