2. Army Experience Graduated 1983 Joined Armed Forces Spent 3 Years in Europe http://www.tdi.state.tx.us/

3. Accounting at TSC Brownsville.TSC

4. Automobile sales person.

5. Auto Sales to Insurance Sales. Self-employment http://www.tdi.state.tx.us/

6. Entered the financial world. http://www.makinghomeaffordable.gov/learn- more/videos/Pages/default.aspx?vid=Zk6ZkcDCZuA &#fragment-1

7. http://www.mortgagecalculator.org /

9. Masters in Technical Education

10. http://www.fotosearch.com/photos-images/calculator.html http://www.tdi.state.tx.us/ http://www.mortgagecalculator.org/ http://www.makinghomeaffordable.gov/learn- more/videos/Pages/default.aspx?vid=Zk6ZkcDCZuA&#fragment-1 http://www.armydomain.com/