1. April 20023CSG11 Electronic Commerce Smartcards John Wordsworth Department of Computer Science The University of Reading J.B.Wordsworth@rdg.ac.uk Room 129, Ext 6544

2. April 20023CSG12 Lecture objectives Describe the types of smartcard Describe the kind of information that can be kept on a smartcard Observe the wide range of specifications, vendors, and operating systems Review the OpenCard framework

3. April 20023CSG13 What is a smart card? A plastic card with an embedded chip: microprocessor + memory memory chip with hard logic Direct contact – gold plated contacts Contactless – imbedded antenna Combi card Hybrid card

4. April 20023CSG14 What can you keep on it? Electronic cash Electronic wallet Authentication information: Biometric Digital certificate Medical information Subscriber indentification (SIM) Anything else

5. April 20023CSG15 Specifications Visa Open Platform EMV (Europay, Mastercard, Visa) Security Identification Module Various operating systems: Manufacturers' own systems Windows for Smart Cards MULTOS Java Card (Sun)

6. April 20023CSG16 OpenCard Framework (OCF) Objectives: Card terminal vendor independence Card OS provider independence Card issuer independence Architecture and APIs (application programming interfaces) CardTerminal layer CardService layer ApplicationManagement component

7. April 20023CSG17 Key points Smartcards have many uses in e-commerce. There is a wide range of standards and specifications. The OpenCard Framework provides an abstract view of a smartcard that can facilitate application development.