15. Question: Why Should You Buy Now? Answer: The Likelihood of Higher Interest Rates (Example Reflects 20% Down) Today a $500,000 Home, Interest Rate @ 6.00%, Monthly Payment of $2,398 Today a $500,000 Home, Interest Rate @ 6.00%, Monthly Payment of $2,398 Future Property Value Decrease of 10% The Same Home valued at $450,000, Interest Rates @ 7.00%, Monthly Payment of $2,395 Future Property Value Decrease of 10% The Same Home valued at $450,000, Interest Rates @ 7.00%, Monthly Payment of $2,395 Future Property Value Decrease of 20% The Same Home valued at $400,000, Interest Rates @ 8.00%, Monthly Payment of $2,348 Future Property Value Decrease of 20% The Same Home valued at $400,000, Interest Rates @ 8.00%, Monthly Payment of $2,348

16. Why Buy Now??? (Example Reflects 20% Down) PurchasePriceInterestRate Monthly P.I. Payment $500,0006.00%$2,398 $450,0007.00%$2,395 $400,0008.00%$2,348

17. FHA BUYER NON-ALLOWABLES TAX SERVICE FEE TAX SERVICE FEE PROCESSING FEE PROCESSING FEE UNDERWRITING FEE UNDERWRITING FEE RE-DRAW FEE RE-DRAW FEE REVIEW FEE REVIEW FEE WIRE FEE WIRE FEE NOTARY FEE NOTARY FEE TOTAL ESTIMATED NON ALLOWABLES $1,685 TOTAL ESTIMATED NON ALLOWABLES $1,685