1. MAKING ENDS MEET By: Trent Rains 2015

2. GPA (GRADE POINT AVERAGE) Career Options Include Undergraduate Degree Possible Jobs Pilot Photographer Landscape Architect

3. JOB/CAREER FOR REALITY STORE Job Title: Computer Software Engineer Gross Yearly Salary: $87,900 Job Duties: Design Education Training: Associate’s Degree to Master’s Degree Demand: High

4. MIT PROFILE PIE CHART RESULTS In my MIT Forced test, it shows that my selection of choice is Bodily/ Kinesthetic. I am an athlete and have played sports my whole life. I love being active and playing outside. I agree with the results.

5. MIT PROFILE LINE GRAPH RESULTS My MIT Profile Line Graph results are somewhat parallel. At some points they are and other times it breaks off. My toughest learning style would be Musical/ Rhythmic. If I wanted to improve on it I would listen to more music. It would help me to be more musical.

6. BUDGET: Description: An estimate of income and expenditure for a set period of time. A plan listing your income along with all the expenses or costs you have. Definition: The total sum of money used for a specific purpose or over a period of time. Once I move out and living on my own, I will need a budget of monthly spending. That way, I know I can pay for a house, car, and other necessities.

7. GROSS INCOME Definition: The total amount of money you make, including all income, taxes, SS, and benefits.

8. NET INCOME Definition: The total amount of money you make AFTER the SS Taxes, and other payments. The money you actually take home.

9. DISPOSABLE INCOME Definition: Income remaining after deducting mandatory rent, bills and charges, available to be spent on what you want. After I pay my bills I can have some money for myself

10. TAXES Definition Money taken out of your paycheck that supports government programs.

11. SOCIAL SECURITY Definition Retirement Money Description Money given to you once you retire.

12. MEDICARE Definition Money that you pay once you retire but less than usual.

13. IRA (Individual Retirement Account) Definition A financial product sold by financial institutions that is designed to accept and grow funds from an individual.

14. FINDING NET MONTHLY CALCULATE YOUR TAKE HOME PAY Enter in your job title and gross pay per year JOB TITLE:Computer Software Engineer GROSS PAY PER YEAR:87,900.00 GROSS PAY PER MONTH:7,325.00B4 divided by 12 Federal Tax (15%)1,098.75B5 times 0.15 FDIC/Med: (9%)659.25B5 times 0.09 State (3%)219.75B5 times 0.03 City (2%)146.50B5 times 0.02 Total (29%)2,124.25B5 times 0.29 Net Monthly Income:$5,200.75B5 minus B10

15. BUDGET PLANNING SHEET Expense CategoryRecommended % of Monthly Pay Approximate amount you plan to spend Housing35%$1820.26 Transportation10%$520.08 Electric5%$260.04 Gas Heat5%$260.04 Water2%$104.02 Insurance8%$416.06 Medical and Health10%$520.06 TV/Internet/Phone2%$104.02 Groceries3%$156.02 Savings10%$520.08 Variable Expenses10%$520.08

16. MORTGAGE Definition A loan for the purchase of real property, secured by a lien on the property Explanation sentence: I won’t be able to afford to pay cash for a house when I’m an adult, so I will get a 30-year MORTGAGE loan.

17. HOUSE BILLS 3/18/15 Wells Fargo Bank House Mortgage Acct:#785411588 16*Mortgage: Money lent in advance, with the understanding that you will pay back the PRINCIPAL (total amount of house) with INTEREST (money the bank charges to use their money) a bit every month. Fixed Expense: bills that don’t change monthly like your cell phone or Internet, mortgage or car loan. Variable Expense: bills that vary every month, like electricity in summer versus winter, or clothes budget Utilities: public services like water, electric, and gas.

18. MY HUMBLE HOME 3 Bedrooms 2 Full 1 Partial Bathrooms Single Family Home Lot Size 0.41 Acres 3020 Southampton Dr. Total Cost: $189,500

19. CHECK 3/18/15 Wells Fargo Bank House Mortgage 782.10 Seven Hundred, Eighty Two Dollars --------

20. VOCABULARY: CAR Loan the act of lending or a grant of the temporary use of something. Lease A contract granting use or occupation of property during a specified period in exchange for a specified rent or other form of payment.

21. MY RIDE 2015 Chevrolet Camaro 2LS $25,879 2 Door 6-Speed Automatic

22. LIFESTYLE My goal for a living lifestyle is to work as a Computer Software Engineer, while still making enough to help my children with their education, and to take some vacation trips to see things. In order to do this, I may have to add some certifications onto my license, and save money toward a vacation. I can go without TV but want an Internet package to keep me entertained. I do think that I have quite a bit of education, and that has afforded me the choice to do more things that I wanted to do, including not to work when my children get ill.