1. Social service agencies

2.  Bank statement  Pay stub  SDG Learner Benefits  Notice of Assessment

4.  All Canadians do their taxes every year  You can get in trouble with the government if you don’t file your taxes  Immigrant Services Calgary can help fill out the form

5.  Usually need id  REFERRAL is from a counselor or advisor  Income support  What kinds of things do we need help with?

6.  Think about how much money you bring in and how much money you spend every month.  Are you having trouble buying what you need?  How can you spend less so you will have more money?  Talk with your table.

7.  Shopping tips  Look in flyers for sales  Compare prices  Don’t eat out – very expensive!  What other ways can you save money on food?

8.  Should only be emergency,  Not every month  Need id for every person in  your family  You can go three times a year  You can go four times a year with a referral

9.  Works best for single mothers with children  Gives housing with a lower rent  There is a waiting list  CIWA and CCIS can help

10.  Saving money on clothing is the easiest way to save money  Where do you shop for clothes? Talk with your table.  Have you ever bought used clothing?

11.  Clothing is used and cheaper  Sometimes really nice clothes but you have to look, like dresses  Used clothing  eg. Value Village  Good for children’s clothes because they grow so quickly

12.  Project Warm – winter clothing, coats for kids, Ashley can help, ELL office 400, nor proof of income but may be a wait  Conditions  Need proof of income & expenses for last 30 days  Proof of expenses  They also give vouchers to shop For clothing

13.  AB Child Benefit – medical coverage for children under 18 years old  Low income dentist  Reduced fee dental

14.  What are other ways to save money?  Do you save money now?  Why would you want to save money?  Have you ever had an unexpected expense that you couldn’t pay for?  Have you ever had an emergency  that you needed money now?  What would you like to buy  in the future?