1. Paralegals Paralegals Presenter: Will Wong Professor: Helen Voudouris Course: PLY401

2.   Acronym for Workplace Safety and Insurance BoardWorkplace Safety and Insurance Board  Created as a Workmen’s Compensation Board in 1915  Legislated by the Ontario government  Responsible for administering the Workplace Safety and Insurance ActWorkplace Safety and Insurance Act What is WSIB

3.   Paralegals’ role in serving the public in WSIB claims can be summarized as:  Benefits for Loss of Earnings  Benefits for Non-Economic Loss  Loss of Retirement Income Benefits  Benefits for Future Economic Loss Paralegals’ Role

4.  Benefits for Loss of Earnings

5.   If you miss time from work because of a work- related injury or illness, WSIB insurance pays for loss of earnings. This benefit starts from the working day after the injury or illness occurred. How WSIB calculates your loss of earnings benefit depends on the date the injury occurred.  A paralegal can help a claimant to determine how long, how often, and what kind of benefit the claimant is eligible to get based on the claimant’s particular situation Benefits for Loss of Earnings

6.   If you suffer permanent impairment from a work- related injury or illness, the WSIB will pay you a non-economic loss (NEL) benefit to compensate you for the physical, functional, or psychological loss the impairment causes. This benefit is determined when your condition has reached a point where no further improvement can be expected. The amount paid is based on a legislated base amount times an impairment rating. Benefits for Non-Economic Loss

7.   A paralegal can help determine how NEL benefits are calculated, how the NEL benefits are paid, and the other situations related to NEL benefits Filing for NEL Benefits

8.   If you are:  under 64 years of age  have received loss of earnings (LOE) benefits for 12 continuous months  The WSIB sets aside an amount equal to 5% of all subsequent LOE benefits to pay for a loss of retirement income (LRI) benefit. (This 5% is over and above your regular payments, but will not be paid to you until you turn 65.) Loss of Retirement Income Benefits

9.   Paralegals can help you determine:  How to make additional contributions  What you are entitled to at the age of 65  How the Loss of Retirement Income can be paid  How much your dependants will receive in case of the claimant’s death Paralegals Can Help

10.   Paralegals can assist in filing WSIB claims such as  Benefit for Loss of Earnings  Benefit for Non-Economic Loss  Loss of Retirement Income Benefit  Benefit for Future Economic Loss  Reference websites:  http://www.e- laws.gov.on.ca/html/statutes/english/elaws_statutes _97w16_e.htm http://www.e- laws.gov.on.ca/html/statutes/english/elaws_statutes _97w16_e.htm  http://www.wsib.on.ca/en/community/WSIB http://www.wsib.on.ca/en/community/WSIB Conclusion