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Identity Theft:“Taking on another person’s persona for illegal purposes. Usually includes the use of Social Security numbers, credit card information, and other confidential details.” The #1 concern of all people contacting the Federal Trade Commission is Identity Theft
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financial identity theft : using another's identity to obtain goods and services criminal identity theft: posing as another when apprehended for a crime identity cloning: using another's information to assume his or her identity in daily life business/commercial identity theft using another's business name to obtain credit
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The 2006 victim population was at 15 million victims. (This translates to approximately 1 new victim every 2 seconds) Identity Theft is now passing up drug trafficking as the number one crime in the nation according to the U.S. Department of Justice 10-15% of Identity Theft uses real names and data, and 85-90% of Identity Theft is fabricated from real and false data.
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Dumpster Diving Researching victim in government registers, internet search engines, or public records search services. Pickpocketing ID cards and other information Remotely reading information from an RFID chip on a smart card, RFID-enabled credit card, or passport Shoulder Surfing Hacking Leaked Database Information Advertising bogus job to which the victims will reply with their personal information Infiltration of organizations that store large amounts of personal information Phishing Obtaining castings of fingers for falsifying fingerprint identification. Browsing Social Networking Sites Changing Victims Address to Divert Billing Statements Containing Info
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In 2004, victims spent an average of 330 hours to recover from Identity Theft Identity Theft causes unexpected secondary effects that can last up to 10 years › Higher insurance rates › Credit card fees › Difficult time finding job › Higher interest rates On average, businesses lose $49,254 per victim Most victims suffer emotional trauma with symptoms similar to victims of more violent crimes (violent assault, battering, etc)
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The Bonnie and Clyde of the 21 st Century The Bonnie and Clyde of the 21 st Century The Penalty? As of Saturday, November 16, 2008: › Edward Anderton- 4 years in jail › Jocelyn Kisch- 5 years in jail › Over $100,000 in restitution for dozens of victims
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Consider getting a locked mailbox or PO Box at the Post Office Shred all financial documents with personal information— twice Protect your Social Security Number Don’t give any information to telemarketers Don’t open e-mail from people you don’t know Invest in anti-virus software Be smart about passwords Be Careful With Personal Information on Social Networking Websites! Be Careful With Personal Information on Social Networking Websites!
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Questions?
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› Http://www.broadcaster.com/clip/16413 Http://www.broadcaster.com/clip/16413 › http://www.youtube.com/watch?v=xYz6Q_ q2UQA&feature=related http://www.youtube.com/watch?v=xYz6Q_ q2UQA&feature=related › http://www.sphinxlegal.com/glossary/i.html? page=1 http://www.sphinxlegal.com/glossary/i.html? page=1 › http://en.wikipedia.org/wiki/Identity_theft http://en.wikipedia.org/wiki/Identity_theft › http://www.idtheftcenter.org/artman2/publis h/m_facts/Facts_and_Statistics.shtml http://www.idtheftcenter.org/artman2/publis h/m_facts/Facts_and_Statistics.shtml › http://www.identitytheftinsider.com/identity- theft-risks/reduce-your-identity-theft-risk/ http://www.identitytheftinsider.com/identity- theft-risks/reduce-your-identity-theft-risk/
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