1. The Color of Wealth: Obstacles to Retirement for People of Color Dr. Maya Rockeymoore April 2013

3. 2 http://www.pewsocialtrends.org/files/2011/07/SDT-Wealth-Report_7-26-11_FINAL.pdf

5. Women, Race/Ethnicity and the Wealth Gap Source: Chang, M. Lifting as We Climb: Women of Color, Wealth and America’s Future. Oakland: Insight Center, 2010.

6. Private Pensions: More Exposure to Market Risk

7. Ariel/Hewitt Study The Ariel/Aon Hewitt study, 401(k) Plans in Living Color II, examined the defined contribution (DC) plans of 60 large U.S. organizations, representing 2.4 million employees. Just two-thirds of Hispanics and 68 percent of African Americans contributed to a DC plan in 2010, while 79 percent of whites and 80 percent of Asian workers did so. Fully 8.8 percent of African-Americans took hardship withdrawals in 2010, compared to 3.2 percent of Hispanics, 1.7 percent of whites and just 1.2 percent of Asian workers. Half of all African-Americans and 40 percent of Hispanic employees carried a loan balance at the end of 2010, compared to just 22 percent of Asians and 26 percent of whites. Two-thirds (63 percent) of African-Americans and 57 percent of Hispanics who left their employer in 2010 cashed out their balances. In comparison, 39 percent of white employees, and just over a third (34 percent) of Asian workers did the same.

8. Source: Economic Policy Institute http://stateofworkingamerica.org/charts/homeownership-rates-by-race-1975-2009/

10. Life Expectancy At Birth By Race and Ethnicity (Source: National Vital Statistics May 2011 and U.S. Census Projections)

12. 59

15. Principles for Strengthening Social Security Strengthen and Modernize Social Security Maintain What Works Increase Access Improve Economic Security for Vulnerable Populations Achieve Intergenerational Equity Ensure Long Term Solvency and Adequacy

16. www.globalpolicysolutions.comPresentation Page: Strengthen and Modernize Social Security Maintain What Works Increase Access Improve Economic Security for Vulnerable Populations Achieve Intergenerational Equity Ensure Long Term Solvency and Adequacy Principles for Strengthening Social Security 16

18. The Grand Bargain The Chained CPI Means-testing Medicare Raising the retirement age “Slowing the growth of entitlements.”

19. www.globalpolicysolutions.comPresentation Page: 19 Making policy work for people and the environments Follow us on Twitter: @PolicySolutions Like us on Facebook: facebook.com/GlobalPolicySo lutions