1. Integrity Benevolence Partners © The Rest in Peace Plan A Solution That Truly Makes Sense

2. GHBF 01 At the end of life’s journey and our time on earth is done, there is one thing common to all families – decisions on how we best honor our loved ones.

3. Unless death has come suddenly, there is usually a prolonged financial drain on the family, with new pressures coming to bear as the family struggles to properly honor the departed. Unless death has come suddenly, there is usually a prolonged financial drain on the family, with new pressures coming to bear as the family struggles to properly honor the departed. IBP 02

4. Families struggle to find a balance between doing what they really feel is right in honoring their loved one and the reality of the financial expense of taking care of final arrangements. Families struggle to find a balance between doing what they really feel is right in honoring their loved one and the reality of the financial expense of taking care of final arrangements. IBP 03

5. Unfortunately, the financial side of the equation wins out with the family barely scraping by to do the minimum, hating every minute of it and embarrassed over their inability to do more. Unfortunately, the financial side of the equation wins out with the family barely scraping by to do the minimum, hating every minute of it and embarrassed over their inability to do more. IBP 04

6. ... and with funeral costs ranging from $7,000 to $10,000 it is easy to see how even the most astute planners struggle with the unexpected costs of providing funeral arrangements.... and with funeral costs ranging from $7,000 to $10,000 it is easy to see how even the most astute planners struggle with the unexpected costs of providing funeral arrangements. IBP 05

7. Too many people die without making provisions for their final expenses, leaving the burden on family members. Too many people die without making provisions for their final expenses, leaving the burden on family members. It is not intentional, just sometimes there are no alternatives. It is not intentional, just sometimes there are no alternatives. IBP 06

8. Many are faced with the high cost of life insurance and sometimes major health issues that crop up late in life to drive up premiums even more. Many are faced with the high cost of life insurance and sometimes major health issues that crop up late in life to drive up premiums even more. IBP 07

9. The average cost of life insurance, even for a healthy 70 year old is sometimes over $100 per month. The average cost of life insurance, even for a healthy 70 year old is sometimes over $100 per month. Being on a fixed retirement income, as many seniors are, that cost is just too high to overcome. Being on a fixed retirement income, as many seniors are, that cost is just too high to overcome. IBP 08

10. And when you factor in health conditions, even those that are in better financial shape have difficulty paying the increased premiums. And when you factor in health conditions, even those that are in better financial shape have difficulty paying the increased premiums. IBP 09

11. ... and death then leaves the family with the financial burden of paying for the final expenses.... and death then leaves the family with the financial burden of paying for the final expenses. Families struggle to come up with the bare minimum to pay for the funeral and associated costs. Families struggle to come up with the bare minimum to pay for the funeral and associated costs. IBP 10

12. That’s just the way it has been until now... That’s just the way it has been until now... Finally, there is a viable, cost effective solution that just makes good sense. Finally, there is a viable, cost effective solution that just makes good sense. IBP 11

13. That simple, workable solution that families are finding is the That simple, workable solution that families are finding is the Rest in Peace Rest in Peace plan, provided by Integrity Benevolence Partners, a Texas-based non-profit membership organization that is designed to help cover the majority of final expenses. plan, provided by Integrity Benevolence Partners, a Texas-based non-profit membership organization that is designed to help cover the majority of final expenses. IBP12

14. The Rest in Peace plan is NOT INSURANCE, but rather is a cooperative sharing of the burdens of final expenses with the help of others. The Rest in Peace plan is NOT INSURANCE, but rather is a cooperative sharing of the burdens of final expenses with the help of others. It is not designed to meet all financial needs, but plays a major role in helping with final expenses. It is not designed to meet all financial needs, but plays a major role in helping with final expenses. IBP 13

15. Almost everyone qualifies and the cost is around 1/3 to ½ the cost of a life insurance contract. Almost everyone qualifies and the cost is around 1/3 to ½ the cost of a life insurance contract. The Rest in Peace plan IS NOT LIFE INSURANCE, but the member benefits provide funding to cover the funeral costs of final arrangements. The Rest in Peace plan IS NOT LIFE INSURANCE, but the member benefits provide funding to cover the funeral costs of final arrangements. IBP 14

16. Members make monthly donations and benefits are paid out, at their death, according to what level of membership they have chosen. Members make monthly donations and benefits are paid out, at their death, according to what level of membership they have chosen. A small enrollment fee, along with the first month donation, is all needed to get going. A small enrollment fee, along with the first month donation, is all needed to get going. IBP 15

17. Monthly donations range from $24 for ages 55-59 at the lowest membership level up to $74 for someone ages 70-74 at the highest membership level. Monthly donations range from $24 for ages 55-59 at the lowest membership level up to $74 for someone ages 70-74 at the highest membership level. There are no health questions, no para-med exams, no physician statements. You must have no diagnosis of terminal illnesses within the past two years. There are no health questions, no para-med exams, no physician statements. You must have no diagnosis of terminal illnesses within the past two years. IBP 16 BronzeSilverGold $2,500 maximum allowance $3,250 maximum allowance $3,750 maximum allowance paid to Funeral Home $2,400 casket allowance $3,250 casket allowance $4,250 casket allowance (shipped overnight) $100 Clergy Honorarium or $900 Headstone allowance $1,250 Headstone allowance Peaceful Alternatives $1,500 Cremation Allowance $650 maximum allowance to cemetery $1,500 Memorial Package $1,000 Family Allowance

18. If those conditions are met, you automatically qualify. If those conditions are met, you automatically qualify. You can donate monthly or make a once a year contribution. You can donate monthly or make a once a year contribution. IBP 17

19. At the end of the day, when the final financial decisions need to be made, the money is there for the dignity and respect that the loved one deserves. At the end of the day, when the final financial decisions need to be made, the money is there for the dignity and respect that the loved one deserves. IBP18

20. The journey is over with honor given where honor is due. IBP 19 Rest in Peace Gone but not forgotten

21. It just makes sense, doesn’t it? It just makes sense, doesn’t it? IBP 20

22. GHBF 19 presented by IntegrityBenevolencePartners Copyright 2013 Copyright 2013