1. Registered Office: Lynwood House 373-375, Station Road Harrow, Middlesex HA1 2EX United Kingdom Email: bc-world@bc-worldwide.combc-world@bc-worldwide.com Phone: +44 7931 549180 Website: www.bc-worldwide.com India Representative Office: Building No. 8, Room Nos. 11 & 12, Sahakar Nagar, Wadala, Mumbai 400031 INDIA. Phone No. 009109323356067

2. Who are we?  UK based Management Consulting Company (company no. 5208640) formed in 2004  Registered under Companies Act 1985 by the Registrar of Companies for England and Wales  Activities include consulting to: Banks Insurance companies Building societies  Run and managed by professionals having extensive insurance and banking experience  Some of our current projects are running in middle east (Qatar) and in Africa (Kenya) Who are we?  UK based Management Consulting Company (company no. 5208640) formed in 2004  Registered under Companies Act 1985 by the Registrar of Companies for England and Wales  Activities include consulting to: Banks Insurance companies Building societies  Run and managed by professionals having extensive insurance and banking experience  Some of our current projects are running in middle east (Qatar) and in Africa (Kenya)

3. Our Services:  Review and analysis of existing tie-ups with insurance companies Review of processes  Operational process  Sales process  Systems process - IT Service Standards  Product development and upgrade  End user interface  Identify bottle-necks and suggest solutions Change processes Change products Add, modify or change delivery channels IT systems  Implementation Time bound Guaranteed increase in sales / productivity Bancassurance specific IT solutions Our Services:  Review and analysis of existing tie-ups with insurance companies Review of processes  Operational process  Sales process  Systems process - IT Service Standards  Product development and upgrade  End user interface  Identify bottle-necks and suggest solutions Change processes Change products Add, modify or change delivery channels IT systems  Implementation Time bound Guaranteed increase in sales / productivity Bancassurance specific IT solutions

4. Our Approach:  Customer-centric Model Selection of product  Pricing  Coverage Distribution  Customer convenience  E-channels  Seamless process flow Integration within the bank (inter-department) IT enablement  Performance guarantee Timeframe Increase in revenue Our Approach:  Customer-centric Model Selection of product  Pricing  Coverage Distribution  Customer convenience  E-channels  Seamless process flow Integration within the bank (inter-department) IT enablement  Performance guarantee Timeframe Increase in revenue

5. Steps Involved:  Letter of intent by the bank  Letter of acceptance by Bancassurance Consultants Worldwide Limited  Confidentiality agreement  Analysis Data collection within bank Visits to bank branches and insurance company Meetings with senior executives Market survey  Presentation of interim report to the management  Acceptance of report with or without amendments  Go ahead for implementation Steps Involved:  Letter of intent by the bank  Letter of acceptance by Bancassurance Consultants Worldwide Limited  Confidentiality agreement  Analysis Data collection within bank Visits to bank branches and insurance company Meetings with senior executives Market survey  Presentation of interim report to the management  Acceptance of report with or without amendments  Go ahead for implementation

6. Timeframe:Timeframe:Phase Work Involved Duration Phase 1 Data collection and submission of interim report 2-3 months Phase 2 Implementation of recommendations including IT solutions (if any) 4-6 months

7. Our Guarantee:  Guaranteed increase in revenue by a minimum of 40% to 50%  Our fee linked to the increase in revenue under implementation phase Our Guarantee:  Guaranteed increase in revenue by a minimum of 40% to 50%  Our fee linked to the increase in revenue under implementation phase