1. Orientation to Personal Finance Mr. Peaco peacorf@svsd.net 724-452-6040 x 1073

2. Classroom Expectations Behavior Student Achievement Student Expectations Classroom rules Preparedness-pencils, calculator, folder, paper for notes and classwork Homework Tests and Quizzes Outside readings

3. Course Syllabi How to find Mr. Peaco's website Homework: 10 points Friday due date Textbook: Classroom set only. Sign out when necessary.

4. Question of the day This will appear on the smart board on a regular basis. Students are expected to go to work on the question while the teacher prepares for class Example: – What is the main way that employers encourage employees to contribute to a 401K plan? – What do you need to do? – For class tomorrow, record date, question and your response in a separate section of our notebook. – There will be notebook checks (approximately 40 points each nine week grading period.

5. What does this look like? Sept. 9, 2012 What is the main way that employers encourage employees to contribute to a 401K plan? Answer here Notes from follow up discussion.

6. Warm –up Problem This will appear on smart board as well. Complete problem in separate section of your notebook or folder Example: What percentage of our class is male and what percentage of our class is female Notes

7. Journal Entries- record in separate section of notebook. Lesson: The Financial Plan Journal Question: Why is looking at cash flow an important step in a good financial plan? Journal Response: Looking at cash flow is an important step in a financial plan because you must be able to determine how much money you have coming in and how much money you have going out (expenses) before you can make decisions about your financial plan and prepare the appropriate actions. Journal Keywords: prepare, coming in, going out, money, income, expenses

8. Closure What items came up in discussion last night? What are your parents viewpoints on the current state of our state’s budget? What is the problem? How can we solve this situation? How did we get there in the first place?