1. www.mspbank.ru April, 2014 SUPPORT TO THE RUSSIAN SMEs

2. 2 SME Bank Partner Banks Non-Bank Financial Institutions Leasing Companies Factoring Companies Micro-Finance Organizations SMEs - Equity: USD 550 mln - Assets: USD 4 bln Business Model

3. 2013-2015 3 Mass financing of SMEs – anti-crisis measures Increasing the volume of support Launch of the program financing of innovation, modernization and energy efficiency projects Targeted support of priority sectors of SMEs – drivers of new economy: - innovation, modernization, energy-efficiency - non-trade sector - social sector 201220112010 2009 New trends of Program development: -risk sharing with partners -direct support for innovative SMEs -guarantee mechanism Evolution of the Program FROM CONVENTIONAL WIDE-SCALE FINANCING TO SUPPORT OF PRIORITY SECTORS

4. 4 82 regions 15 - 17% 12.7% Prioritized segments 83.5 % 405 partners 45 thousand SMEs 11.4 USD bln volume of support 405 partners 45 thousand SMEs 11.4 USD bln volume of support 255 partners 19.3 thousand SMEs 2.8 USD bln volume of support 255 partners 19.3 thousand SMEs 2.8 USD bln volume of support 168 monoprofile cities 168 monoprofile cities Program Results

5. 5 Support Priorities 1 2 3 4 Innovative SME Non-trade SME Start-up Bank loans and share in equity Bank loans and share in equity Bank loans Leasing Factoring Leasing Factoring Microfinancing

6. 66 MINISTRY OF FINANCE State Guarantee VNESHECONOMBANK Guarantee SME BANK Bank Guarantee Guarantees for Medium-Sized Companies Ultimate Borrowers – Medium-Sized Companies Commercial Bank Loan Agreement with Medium- Sized Company

7. 7 SME BANK Banks Non-bank Financial Institutions Leasing companies Factoring companies Micro- financing entities 10 products4 products2 products 4 products Guarantee mechanism 1 product Product Line Structure

8. 8 Federal authorities Development of new regulations Regional authorities Targeted support Russian NGOs – joint events Educational institutions and consulting companies Training Foreign development institutions Exchange of experience Research entities Source of information External Partners of SME Bank

9. A reliable financial partner with 10 years of experience in SME lending support Availability of a wide partner network throughout Russia Center of competence for SME lending support in Russia International Cooperation COOPERATION WITH DEVELOPMENT INSTITUTIONS 9 34 SME BANK

10. 10 SME Bank’s Information Portal Openness of information about the Bank and the Program Over 2 mln. visitors per year On-line response Actual analytical information on SME

11. THANK YOU! Sadovnicheskaya St. 79, Moscow, Russia Tel./fax +7 (495) 783-79-98, e-mail: info@mspbank.ruinfo@mspbank.ru website: www.mspbank.ru/en