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Ejen Harta Tanah E (1)1197 Presentation By ADRIAN WANG Managing Director Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my CBD.

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Presentation on theme: "Ejen Harta Tanah E (1)1197 Presentation By ADRIAN WANG Managing Director Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my CBD."— Presentation transcript:

1 Ejen Harta Tanah E (1)1197 Presentation By ADRIAN WANG Managing Director Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my CBD PROPERTIES SDN BHD Disclaimer: CBD Properties Sdn Bhd shall not be responsible for any errors if any, on this presentation, which have been compiled from Adrian Wang’s years of experience in the real estate industry & opinion on this topic. CBD Properties Sdn Bhd and Adrian Wang shall not be held liable for any claims, if any, in regards to the information on this presentation.

2 Developer’s Interest Bearing Scheme Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my

3 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my DIBS – Developer’s Interest Bearing Scheme The scheme was introduced during the 2008-2009 US Financial and Housing Crisis. Attractive packages were introduced. 5/95 scheme, DIBS, absorption of stamp duty, legal fees, rental guarantees, cash back payment, early bird discount, fully furnished packages and etc.

4 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my

5 Advantages Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my Easy way to own a property. Developers find it easier to sell with DIBS. No monthly interest payment, good for foreign buyers. No hassle to go to bank to make monthly payment. Similar to Built-Then-Sell (BTS) scheme, but it is not a BTS scheme. Pay 10%, then pay nothing until completion. Buyer’s cash-flow is in a better position when buying DIBS property. If the property is delayed for vacant possession, the developer will still have to pay the interest repayment to the bank.

6 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my

7 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my Disadvantages Selling price / S&P price will be higher. Speculation activities increase. Speculation, price DIBS package, the buyer is locked into a loan agreement. If the project is abandoned, the buyer will still be committed to the mortgage. No transparency in the fixed selling price for buyer.

8 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my How Does DIBS Affect Developer’s Sales?

9 Copyright 2013 CBD Properties Sdn Bhd. All rights reserved www. CBD. com. my

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