1. Manulife Investments GIC* Laddered Account Option * Guaranteed Interest Contract More choice and flexibility… Name, DESIGNATION Title

2. Laddered GIC Account A convenient way to automatically diversify your clients’ GIAs – a portion matures each year and is reinvested at attractive long-term rates  1-5 or 10 year versions available  Deposit spread equally over all terms  One rate given for all initial terms  Reinvests automatically into longest term (5 or 10 year) Basic Account  Client can submit alternate reinvestment instructions if desired (different term, cash out etc.)

3. 2 Yr – 2.15% 3 Yr – 2.15% 4 Yr – 2.15% 5 Yr – 2.15% 1 Yr – 2.15% Laddered GIC Account $50,000 5-year Laddered Account New 5 Yr Basic Acct *Rates as at January 18, 2011. Rates are for illustrative purposes only and are subject to change. $10,000

4. Product Support Visit www.manulifeinvestments.ca  Current rates  Laddered Strategy Calculator  Prospecting letter  Client mailer  Administration forms

5. Product Support Sales and marketing questions  Please contact your local wholesaler Administration questions  All of Canada except Quebec: 1-888-790-4387  Quebec Advisors: 1-800-355-6776

6. For Advisor Use Only The Manufacturers Life Insurance Company is the issuer of the Manulife Investments Guaranteed Interest Contract (GIC). Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial and its subsidiaries in Canada. Manulife, Manulife Investments, the Manulife Investments For Your Future logo and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates under license.

7. Thank you