1. CAREER BUDGET NAME 2014 – 2015 CAREER?

2. CAREER Career Qualifications: Entry Level Pay: Education Loan Payment: Location: Employer: Insert Career Image Total Monthly Budget $

3. HOUSING Address: Price: Property Tax: Down Payment: Housing Image Housing Cost $

4. APARTMENT Address: Rent: Deposit: Utilities Included: Housing Image Apartment Cost $

5. UTILITIES Gas: Electric: Water: Cell Phone: Internet: Cable: Cell Phone Provider Image Utilities Cost $

6. PUBLIC TRANSPORTATION Type of Transportation: Public Transportation Image Monthly Cost $

7. TRANSPORTATION Type of Car: Car Price – Down Payment: Finance: % Maintenance: Gas: Insurance: Transportation Image Monthly Transportation Cost $

8. GROCERIES Weekly Items Must Have Min. 10 1. 2. 3. 4. 5. 6. 7. 8. 9 10. Grocery Image Monthly Groceries Cost $

9. EATING OUT Weekly Items Must Have Min. 10 1. 2. 3. 4. 5. Favorite Restaurant Image Monthly Eating Out Cost $

10. MISCELLANEOUS Monthly Items Must Have Min. 10 1. 2. 3. 4. 5. 6. 7. 8. 9 10. Image Monthly Cost $

11. BUDGET TOTAL Monthly income - $ Monthly Expenses Housing include utilities - $ (Monthly Housing x 100) / Monthly Income = % Recommended 29% - 42% Transportation - $ (Monthly Transportation x 100) / Monthly Income = % Recommended 5% - 15% Groceries and Dining Out - $ (Monthly Food x 100) / Monthly Income = % Recommended 10% - 15% Personal Care and Entertainment - $ (Monthly Food x 100) / Monthly Income = % Recommended 6% - 15% Total Expenses $ - Total Monthly Income $ = $

13. BUDGET SURPLUS OR SHORTAGE IF YOU HAVE A SHORTAGE, YOU MUST WRITE AN ADDITIONAL PARAGRAPH RESPONSE EXPLAINING HOW YOU WILL MAKE UP THE DIFFERENCE. WHAT EXPENSES WILL YOU CUT? HOW WILL YOU CUT THEM? IF YOU HAD A SURPLUS WHERE WILL YOU INVEST YOUR EXTRA MONEY?