1. Who is CDR?

2. 1994 -Started as Self Employment Loan Fund (SELF) 2001 -Became an independent 501 (c)(3) non-profit 2002 -Became a Community Development Financial Institution (CDFI) by the U.S. Treasury 2003 -Change of name To date 2006 -Formed a Community Development Entity

3. Financial Products City Loan Funds (CDBG): rate 6-9%, 1 job created/$35,000 borrowed State Loan Funds (LB327 Evergreen Loan): rate 7- 10%, micro-loan ($1,000-$35,000) Community/Equity Equivalent (EQ2): rate 6-9%, participating banks include Pinnacle Bank, US Bank and Wells Fargo Bank Small Business Association (SBA) Loan Funds: rate 6- 9%, micro-loan ($1,000-$35,000), $100 annual administrative fee

4. Loan Requirements Business Loan Application Personal financial Statement $20 Application Fee History of the business Resume or Management Summary of all principals Copy of Photo I.D. & Social Security Cards Personal tax returns for the last 2 years Business tax returns or financials (balance sheet and income statement) for the last 3 years Annual Projections; Existing business – 1year Start-up -3years If not a U.S. Citizen- copy of I-551 or I-94 card required If request is greater than $50,000- denial documentation from a bank

5. New Initiatives by CDR Affordable Housing Initiatives (AHI) Nebraska New Market Resources, LLC (NNMR) Nebraska Community Capital Fund (NCCF)

6. How to Reach Us Community Development Resource 285 S. 68 th Street Place, Suite 520 Lincoln, NE 68510 www.cdr-nebraska.org General Information: Rick Wallace, Executive Director: 402- 436-2386, rwallace@cdr-nebraska.org Loan Information: Brad From, Loan Officer: 402-436-2388, bfrom @cdr-nebraska.org Housing Information: Julie Poykko-Post: 402-436-2435, jpost@cdr-nebraska.org jpost@cdr-nebraska.org Program Information: Jane Hardesty: 402-436-2387, jhardesty@cdr-nebraska.org