1. The Swedish Card Payment Market Lars Nyberg February 3, 2003 3rd February 2003

2. 1 Number of card payments per capita and year

3. 2 Shares of number of transactions with debit, credit and charge cards

4. 3 Shares of payment instruments of total number of non-cash payments 1990 2000

5. 4 M0/GDP Percent

6. 5 Long term M0/GDP trend in Sweden Percent

7. 6 Number and value of transactions with Cash card per year

8. 7 Card payments per capita and year and MO/GDP, average 1995-2000

9. 8 Number of terminals and number of transactions per capita and year, average 1995-2000

10. 9 Central Bank involvement  Legal and regulatory barriers?  Competitive market conditions?  Efficient infrastructure and standards?  Safe and efficient settlement services?