1. $1,000,000 4 Accounts in Retirement Investments 1.Husband’s Contributory IRA 2.Wife’s Contributory IRA 3.Husband’s Rollover IRA (from 401(k) 4.Wife’s Rollover IRA from Profit Sharing Plan at work 5 Accounts in Personal Investments 1.Inheritance of Husband 2.Inheritance of Wife 3.Joint Investment Account 4.Personal Account of Husband 5.Personal Account of Wife WHAT MAKES UP EACH PART OF THE TOTAL INVESTMENTS POT (WHEN RECEIVING A PENSION CHECK FROM YOUR FORMER COMPANY MONTHLY)? ALL Retirement Investments ALL Personal Investments

2. 66.6% Retirement Remember: Place 3 Years Of Living Expenses In The Holding Pot Total $ 1,500,000 -$132,000 $1,486,000 Total $132,000 33.3% Personal $88,000 FROM IRAS $44,000 PERSONAL $132,000 is transferred to the Holding Pot and the remainder is invested in moderate to conservative risk investments 2. When receiving a check from Pension monthly

3. $144,000 FROM IRAS $96,000 PERSONAL The Holding Pot Contains 3 Years Of Living Expenses