1. Financial Plan Start here

2. Choose a college Find your College Place financial info on next page

3. Find college costs Your college costs here Find the total costs for a four year degree show that on the next page with your Major

4. Cost of College Degree and Paying for it Show the amount you might owe on a student loan. Example $27,000.00 Use this link to figure how much it will cost you to pay it back Student loan calculator Next slide is an example of how much an average payment might be.Student loan calculator

5. Student loan Calculator The money you have to borrow for college will be in your budget for a while.

6. Find a Major that links to a career After finding a major you can look for a career. Find your salary for that career at Salary.comSalary.com

7. Salary.com find a job Find your career at this site.salary.com Browse U.S.Salaries

8. Example police officer Use the mid-point earnings to begin your budget for financial planning. Next slide will give you a few more figures to use in the budgeting process. Change Annual to Monthly Salary to use for Budget

9. Benefits of Job Use the amounts from Social Security and other info to help you with your budget. Dived the figures above by 12 to plug into your monthly budget

10. Start Budget Place your Income from Salary.com here. Insert your Salary from the chart to begin the budgeting process. Add pension Social Security and 401k then divide it by 12 to place in the box for monthly budget

11. The Budget Housing Costs Decide what to buy and how much you can afford. Find a houseyou can afford at ZillowZillow You can also use this calculator to figure out how much house you can afford Affordability CalculatorAffordability Calculator Afordibility based on income

12. Picture of house you can afford When you find Your house and what it costs use this calculator to determine the payment to put into your budgetthis calculator

13. Place your housing costs into our budget Make sure you select a house you can afford place a picture of it on the next slide

14. Buy a car and figure out your payment Car loan Calculator

15. Check your budget should be at 30%

16. TOTALS Percent of Income YOUIDEAL Housing and Debt0%30% Taxes0%25% Insurance4%0% Savings and Investments0%15% Living Expenses0%26% Income: $0 Expenses: $0 (0% of income)

17. Interactive working budget spreadsheet

18. Taxes Worksheet