1. “ Out of Africa” AIO Life Seminar 5 - 8 November 2008 1

2. 2

3. Moving into other African countries Kenya 3

4. 4 Moving into other African countries Nigeria

5. 5 Moving into other African countries South Africa

6. 6 Malawi move into Uganda, Zambia, Tanzania (non-life) Francophone Africa North Africa Moving into other African countries Other

7. 7 Africa Re CICA Re Continental Re Gen Re Kenya Re Munich Re Nigeria Re SCR Swiss Re Moving into other African countries Reinsurers

8. 8 Moving into the rest of the world South Africa Old Mutual – Europe, USA, Asia Liberty - Europe Sanlam – India Discovery – Europe, USA

9. 9 Moving into the rest of the world is not always successful! Sage’s experience Old Mutual & Discovery’s experience Moving into the rest of the world

10. 10 Network marketing

11. 11 Questions?