1. Serving Association Members Across North America

2. Over $25.8 Billion of supplemental life insurance in force! AIL is the worlds largest provider of union supplemental insurance. International Company - Licensed in the U.S., Canada, New Zealand.

3. A.M. Best A+ Superior Rating

4. Associations, Unions and Credit Unions 3,000,000 Members

5. *AIL works with Associations all across North America *Providing Value Added Benefits and other programs at no cost to associations or their members

6. *Surveys *Financial Support *Scholarships *Newsletters *Value Added Benefits

7. Value Added Benefits

8. Accidental Death & Dismemberment Policy at No Cost 2006 $2.2 Million Paid to Union Families

9. Vision / Eye Care Prescription Drugs Hearing Chiropractic Health Services Discount Plan 2006 Highlights Approx $1.5 Million saved on Prescription Medications Optional Dental Available

10. Child Safe Kit Endorsed by the International Union of Police Associations and the AFL-CIO Helping working families protect what they value most, their children!

11. How We Introduce the Value Added Benefits…

12. 1.We send a notification of benefits on your letterhead to each member, informing them of their new benefits 2.We send it on your letterhead so the members know the benefits are coming in cooperation with AIL and Association 3.There is no cost to the Union for printing or postage

13. Postage Paid Response Card is enclosed with each Letter including an Internet address option to complete the card online All Members are covered by the AD&D Master Policy which the Union holds. Members who return their Response Card will be contacted by our Representatives

14. When a Mailing is done through your Association… * The Program is at NO COST to the Association or the Member * AIL respects the Confidentiality of Membership mailing lists and does not require a copy of them * Typically, 20 – 35% of your Members will return the Enrollment card and one out of three will purchase additional benefits

15. When one of our Representatives contacts a Member…

16. Deliver their Individual Certificate of Coverage and have them designate their Beneficiary Clearly explain the affordable supplemental programs and answer all questions Present the Health Services Discount Plan

17. Read Off Letter

18. * Pay Cheque Protector, which acts as a readjustment benefit * Final Expense Plan * AD&D and Emergency Hospital Intensive Care Program * Cancer Benefit * All Supplemental Benefits are 100% Union Supplemental Benefits 2006 Highlights * $70 Million of claims paid to Working Families through their benefits with AIL & NILICO

19. Terminal Illness Living Benefit Provides 50% of the policy coverage amount upon diagnosis of a terminal illness. (life expectancy less than 12 months) Available at no cost for policy holders.

20. Representative Report Form

21. Eliminates Confusion over: Funeral Arrangements Insurance Papers Estate Information Taxes Family Information Guide

22. How Do We Do It? Food Bank One Can of Food At at time

23. The Next Step…

24. *Provide copies of your Letterhead *Process the mailing *Stay in contact with your AIL Representative *Reports back to you on Claims History, Membership participation and Union officer report forms. Complete the Group Coverage Form (provides immediate 24 hour coverage)

25. Helping Secure the Future of Working Families With…  Affordable  Permanent  Portable Supplemental Benefits