1. South East London H.O.L.D Initiative South East London H.O.L.D Initiative Home Ownership for people with Long-term Disabilities.

2. A Brief Introduction H.O.L.D provides:  Choice where people want to live  An opportunity to become a home owner  Security – 45 year mortgage  Adaptable to changing needs  Continued Support

3. How HOLD works:  Working with the Mortgage Advocate – My Safe Home Ltd for mortgage process.  Mortgage up to £200,000 maximum, preferably nearer £100,000 – Income Support pay the mortgage.  Rent and service charge, paid by Housing Benefit.  Purchase New Builds (NBHB) or resales.  Have a full repairing lease.

4.  Receive support throughout the whole purchasing process from HOLD Coordinator at in touch.  Support will continue until all benefits have been awarded.  Will continue to receive support from My Safe Home with the mortgage for 3 years plus.

5. Eligibility Criteria  Be over 18 years of age. There is no upper age limit.  Be in receipt or eligible for Income Support, Incapacity Benefit for at least 13 weeks. Receive Disability Living Allowance.  Have a Long Term Disability – Learning Disability, Mental Health, Physical Disability.  Have access to set up costs of about £4000  Have a clear credit history  To be currently living in accommodation which does not suit the needs of the client.

6. Conclusion H.O.L.D  Provides Choice.  Provides Security.  Promotes Independence.

7. To Apply: Contact London & Quadrant, Enquiries & Applications Team on 020 8294 5000. Website: www.lqgroup.org.ukwww.lqgroup.org.uk Register with Housing Options Fill out the Housing Options Application Form For further information please contact: Joanne Bridges HOLD Coordinator In touch Tel: 020 8297 7636