1. Identity Theft The Nation’s Fastest Growing Crime

2. Estimated 700K victims per year (Justice Department) 1997 consumers lost $745 million 3,000 calls a week to FTC Identity Theft theft hotline How Common Is Identity Theft?

3. Identification Fraud Credit Card Fraud Computer Fraud Mail Fraud Phone/Utility Fraud Schemes to Commit Identity Theft Financial Institution Fraud Employment Related Fraud

4. Thieves get your Social Security Card Thieves get your financial data Thieves assume your identity Thieves make fraudulent credit charges How Does Identity Theft Occur?

5. Thieves get loans and open bank accts Thieves write bad checks on your acct Thieves commit crimes in your name Thieves work in your name How Does Identity Theft Occur?

6. Fraudulent credit card charges Fraudulent vehicle purchases & home loans Average $18K loss per victim Consequences for Victims

7. Pre-Paid Legal Services Inc.–pioneer in legal services Kroll Inc – world’s leading independent risk consulting company Identity Theft Shield

8. Four Basic Services Credit Reports – monitored on your behalf by Kroll Inc. Regular Monitoring of Credit Activities Identity Theft Restoration Insurance See Product Contract for more information Identity Theft Shield

9. On average victims spend more than 175 hours and $1,500 in out-of-pocket expenses to clear their names. (Privacy Rights Clearinghouse and FTC) $9.95 covers both the member and the member’s spouse. See Product Contract for more information Identity Theft Shield

10. THE COMPENSATION Executive Director Director Manager Senior Associate Associate $90.90 $16.20 $74.70 $62.65 $49.80 $37.35 $12.45 Personal Sales Advance Bonus Override Advance $249.00 Investment Advanced Commissions on the $12.95 IDT SHIELD

11. THE COMPENSATION Executive Director Director Manager Senior Associate Associate $168.47 $30.00 $138.47 $115.39 $92.31 $69.24 $23.08 Personal Sales Advance Bonus Override Advance $249.00 Investment Advanced Commissions on the $24 Family Plan

12. THE COMPENSATION Executive Director Director Manager Senior Associate Associate $238.32 $42.44 $195.88 $163.23 $130.58 $97.95 $32.65 Personal Sales Advance Bonus Override Advance $249.00 Investment PPL MEMBERSHIP and IDENTITY THEFT SHIELD $24 PLAN WITH $9.95 ID THEFT SHIELD $24 PLANWITH$9.95 ID THEFT SHIELD