2. No Credit Required In-House Customer EZ Payment Plan

3. Allows post-dated checks to be converted to an ACH ( Automated Clearing House ) payment schedule Allows post-dated checks to be converted to an ACH ( Automated Clearing House ) payment schedule

4.  Proof of valid, active checking account  Valid driver’s license, state ID, or military ID Only Two Requirements To Qualify No Credit Check Required In-House EZ Payment Plan

5. 1. The customer signs the "no credit required agreement " for the requested products or services. 2. The customer presents the check payable to the merchant for the products or services. 3. Merchant gets customer approval for the transaction. 4. The customer’s account will be debited for the transaction on specified dates.

6.  Guarantees your customers’ payments  Maximum aggregate: $8,000.00  Maximum time for post dates: 3, 6, or 12 months  Merchant does not deposit a single check  Merchant “no risk” of customer’s bad checks

7.  Merchant cost between 9.95% and 30.95%  Merchant can add administrative fee to cover costs  PlatinumOne provides leased processor, imager, proprietary software and guarantee  Account set up in seven days, which includes application, and delivery of system

8.  Is not designed to replace existing financing, but to enhance existing financing  Piggy backs over and above existing financing  Guarantees layaway programs  Finances soft costs to enhance profitability

9.  New automotive sales  Automotive repairs  Wheels and tires  Furniture sales (new and used)  Appliance repairs  Appliance sales (new and used)  Contractors (All)  Funeral homes  Criminal defense attorneys  Computer repair  Medical services  Dental services  Cosmetic services  Churches / Schools  Animal breeders  Rent-to-own centers  Home restoration /clean up  And many more…

10.  Small to medium-sized businesses. “Main Street America.”  Owned and operated by “Mom And Pop” proprietors  Business should have average ticket of $100 or more.  Emergency services or have-to purchases are especially strong.

11.  Customer presents a check for the down payment; 25% minimum is due same day, balance is spread out over 3, 6, or 12 months  Warranty fee rate: 9.95% - 30.95%  Merchant receives an approval for the transaction  Customer determines the duration of the loan  Merchant receives full amount within 72 hours of batch out  Single check conversion up to $36,000.00

12. PlatinumOneLLC Marquis Program PlatinumOneLLC Marquis Program Restricted businesses Restricted businesses  Travel/hospitality, Jewelry, Luggage, Audio/visual, Electronics, Pawn shops, Coin dealers, Used car dealers, Bail bondsmen, Bankruptcy attorneys, Any credit restoration services

13.  For merchants who don’t want or don’t qualify for a lease, there are two options: Cash purchase - Bank draw / Credit Card Cash purchase - Bank draw / Credit Card Borrow against their credit card processing (Merchant must process a minimum of $5,000.00 per month to qualify) Credit Card Processing is available for additional commission but not required. Credit Card Processing is available for additional commission but not required.  All funds are guaranteed (no more bounced checks!).

14. Lease options 2, 3, 4 year lease ( Check with your manager or the home office for details ) Purchase Out right ! $ $ $ $ $ $ ( Check with your Manager or the home office for details ) $ $ $ $ $ $ ( Check with your Manager or the home office for details ) Cash advance on credit card Lockbox Weekly ACH debits from checking (10% of receipts)

15. Merchant Application / Lease Fax: (888) 702-7972 or email: James@PlatinumOneLLC.com Contact: (800) 330-7221 Admin@PlatinumOneLLC.com Admin@PlatinumOneLLC.com