1. Natural Disaster Risk and Energy Development Justin Pidot Allen Chair Symposium University of Richmond Law Review October 18, 2013

3. “Without people there is no disaster.” Phil O’Keefe et al., Taking the Naturalness Out of Natural Disasters, 260 N ATURE 566 (1976)

4. Symbolic Cognitive Structural

7.  Low-Probability Neglect  Gambler’s Fallacy

8. “One of the bargains men make with one another in order to maintain their sanity is to share an illusion that they are safe, even when the physical evidence in the world around them does not seem to warrant that conclusion.” - Kai Erikson, Everything in Its Path: Destruction of Community in the Buffalo Creek Flood (1976)

10. Costs of disasters and benefits of regulation are dispersed:  Vertically  Horizontally