1. 3 Rules for Financial Success Andrew Sanders LTEC 3220.020 Click Here

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3. Main Menu RULE #1 RULE RULE #3 RULERULE #2

4. Rule #1 Spend Less Than You Make!

5. Rule #1 Con’t First, calculate how much money you earn monthly.

6. Rule #1 Con’t Second, calculate how much you owe monthly in debt/bills.

7. Rule #1 Con’t Subtracting your bills total from your monthly income will be your surplus.

8. Rule #1 Con’t Your priority for a surplus is to pay down debts first, then start saving! If you don’t have a surplus, you must cut down on spending!

9. Rule #2 Make More than You Spend!

10. Rule #2 Con’t If you are upside down where you owe more than you make, here are your suggestions:

11. Rule #2 Con’t Get a higher paying job to overcome the deficit. (or a second job)

12. Rule #2 Con’t Change your lifestyle to accommodate your earning. Stop extracurricular spending. (IE eating out, movie tickets, etc.)

13. Rule #3 Put Your Money to Work!

14. Rule #3 Con’t The earlier you start saving for retirement the more compound interest you will accrue.

15. Rule #3 Con’t Saving Bonds provide guaranteed revenue over time.