2. PROPERTY MARKET IN UK These days after credit crunch property market in UK isn't in great shape. With bank tide up lending criteria month by month, large issues with small deposits and debt issues of customers selling of NEW HOMES become extremely difficult. OF COURSE you know your market WELL that is why we don't want to waste your time mourning about how BAD housing market it. BUT … We have solutions to make you selling more and more properties without any risk and extra costs. HOW … You will know by end of this presentation !

3. OPPORTUNITY TO GO WITH Over last 6 years due to expansion of European Union more then 3 millions of Eastern Europeans arrived to UK. Many of them came from different backgrounds and represents solid working class. As they decided to create new home in Britain they will look for opportunities to settle down for good. One of the steps leading to this is to BUY FIRST PROPERTY in UK which is going to be a main aspect of living for every single family. Over last 6 years due to expansion of European Union more then 3 millions of Eastern Europeans arrived to UK. Many of them came from different backgrounds and represents solid working class. As they decided to create new home in Britain they will look for opportunities to settle down for good. One of the steps leading to this is to BUY FIRST PROPERTY in UK which is going to be a main aspect of living for every single family. BUT … For foreigners is NOT easy to buy property this days BUT … For foreigners is NOT easy to buy property this days WHY ??? WHY ??? Most of them can't speak good English Most of them can't speak good English Most don't understand culture of Britain Most don't understand culture of Britain They don't understand how process of purchasing property looks in UK They don't understand how process of purchasing property looks in UK They have difficult situation regarding income, address history, etc They have difficult situation regarding income, address history, etc They need help and support from consultants who understand they needs and speak same language with full understanding of cultural aspects They need help and support from consultants who understand they needs and speak same language with full understanding of cultural aspects

4. WHY EASTERN EUROPEAN CUSTOMERS ARE GOOD FOR YOU WHY EASTERN EUROPEAN CUSTOMERS ARE GOOD FOR YOU We could explaine you cultural aspects and Eastern European foreigners way of thinking, but this is NOT that important like fact and figures we collected over last years. Profile of Eastern European Customers 70-80% have 10% or more deposit ready to pay ( becasue they working long hours and save most of income ) 70-80% have 10% or more deposit ready to pay ( becasue they working long hours and save most of income ) 80% - 90% have very good credit score ( becasue they rarely borrowing and going into arreas with payments ) 80% - 90% have very good credit score ( becasue they rarely borrowing and going into arreas with payments ) 80% - 90% are young families with children, full time employed 80% - 90% are young families with children, full time employed 50% - 60% paying more rent then they could pay for mortgage instolements 50% - 60% paying more rent then they could pay for mortgage instolements Majority is ready to buy now to get into property ladder ASAP Majority is ready to buy now to get into property ladder ASAP ONLY THING IS THEY NEED HELP TO START

5. Let’s make a business together Our aim is to simply build the bridge between reliable Eastern European client and top class development company to let people purchase property in UK. We introduce pre qualified customers looking for properties to developer We introduce pre qualified customers looking for properties to developer We deal with Eastern European customers introduce by developer to us to make qualified them and made sale each and every time We speak Polish as other Eastern European languages and understand cultural aspect of customers. We speak Polish as other Eastern European languages and understand cultural aspect of customers. We are experienced and reliable partners and deal with customer accross whole of UK. We are experienced and reliable partners and deal with customer accross whole of UK. We support our customers advise them to choose the best property tailored for their needs and make sale for developer. We support our customers advise them to choose the best property tailored for their needs and make sale for developer. We are working with partnership with Home Buy, First Buy management companies such as Plum Life to make all administration process easy for customer and developer. We are working with partnership with Home Buy, First Buy management companies such as Plum Life to make all administration process easy for customer and developer.

6. Let’s make a business together We are working together with Financial Brokers LTD directly FSA authorised mortgage and protection broker who provide all service for Eastern European foreigners in them own languages. Financial Brokers LTD is whole of market broker, with access to all banks and building societies as well as insurance companies. All consutants have suficient mortgage and property market knowledge and qualified customers to buy property from developer - www.ifbl.co.uk We are working together with Financial Brokers LTD directly FSA authorised mortgage and protection broker who provide all service for Eastern European foreigners in them own languages. Financial Brokers LTD is whole of market broker, with access to all banks and building societies as well as insurance companies. All consutants have suficient mortgage and property market knowledge and qualified customers to buy property from developer - www.ifbl.co.uk All legal process of purchasing property is done by our partner McHale and Co, they have bilingual solicitors and translate all important documents into foreign language to make sure customer fully understand process of purchasing property from developer – mchaleandco.co.uk All legal process of purchasing property is done by our partner McHale and Co, they have bilingual solicitors and translate all important documents into foreign language to make sure customer fully understand process of purchasing property from developer – mchaleandco.co.uk We always take care of interest of customer as well as developer, never introduce customer to other developer to break chain of sale – THAT IS OUR PROMISE We always take care of interest of customer as well as developer, never introduce customer to other developer to break chain of sale – THAT IS OUR PROMISE

7. We do all to get the business done in simple way:  customer ready to buy  ( our referral/your referral) We do all to get the business done in simple way:  customer ready to buy  ( our referral/your referral)  finding home as per customer needs and qualification of customer for mortgage, home buy or other scheme.  We are explaining all aspect of purchasing property, customer agree and pay deposit to developer.  Financial Brokers Ltd arranging mortgage for customer and insurance.  McHale and Co do all legal process with all translations for customer.  Customer exchange contracts and do completion of sale – YOU SOLD ANOTHER PROPERTY

8. In case you may have customer or anyone who represents any Eastern European community feel free to pass them details to us and give the contact number to our Business Development Executive – Ms. Kinga Orlińska on tel: 0131 510 0551 or via email: ko@houseinuk.co.uk who will support client and developer on all organization issues you may face. www.houseinuk.co.uk