1. Financing Your U.S. Education With information from An Insider’s Guide for International students: How to Select a University & Finance an Education in the United States, Suffolk University, and Nancy Keteku, REAC for Africa

2. Expenses Involved

3. Before You Apply… Assess your financial situation Consider many types of institutions Remember the extra costs of applying Know that costs will increase every year

4. COST: The Main Factor? Harvard College 2005-06 Tuition$28,752 Health Services Fee$1,370 Student Services Fee$1,975 Room$5,148 Board$4,430 Billed costs$41,675 University of Massachusetts Tuition & Fees$18,397 Room & Board$6,517 Total $24,914

5. General Advice Research options Start the application process early Use EAC books and materials Use the Internet Contact schools directly about financial assistance

6. Sources of Funding for Undergraduates Source: Open Doors 2005

7. Sources of Funding for Graduates Source: Open Doors 2005

8. Sponsors Find alumni from your local school/university who studied in the U.S Find an influential person in your region who studied in the U.S. Send updates on your grades & activities in the U.S. to your sponsor

9. Loans Most American banks require U.S. citizens or permanent residents to co- sign the loan Find out if any local/international banks in your country offer educational loans for specific degrees/institutions For more information on loans, look at www.iefc.com www.iefc.com

10. U.S. Government Programs Advantages Funded by U.S. Government Application procedure easy Visa procedure simplified Disadvantages Applicants can not choose schools J-1 exchange visitor visa has a 2 year home stay requirement Programs not in all disciplines

11. You have to balance your interests, abilities and finances. Educational advisers are trained to help you make the best decision.